Solution Dynamics (NZSE:SDL) Retained Earnings: NZ$5.27 Mil (As of Dec. 2025)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NZSE:SDL Solution Dynamics Ltd NZSE:SDL
60 GF Score
Price NZ$0.59
GF Value NZ$0.99
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Solution Dynamics Retained Earnings?

Solution Dynamics NZSE:SDL 60 Retained Earnings is NZ$5.27 Mil as of Dec. 2025. GuruFocus rates NZSE:SDL with a GF Score™ of 60/100 and a GF Value™ of NZ$0.99 (Significantly Undervalued). The stock has 3 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Solution Dynamics's retained earnings for the quarter that ended in Dec. 2025 was NZ$5.27 Mil.

Solution Dynamics's quarterly retained earnings increased from Dec. 2024 (NZ$5.22 Mil) to Jun. 2025 (NZ$5.49 Mil) but then declined from Jun. 2025 (NZ$5.49 Mil) to Dec. 2025 (NZ$5.27 Mil).

Solution Dynamics's annual retained earnings increased from Jun. 2023 (NZ$1.67 Mil) to Jun. 2024 (NZ$3.24 Mil) and increased from Jun. 2024 (NZ$3.24 Mil) to Jun. 2025 (NZ$5.49 Mil).


Solution Dynamics  (NZSE:SDL) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Solution Dynamics Retained Earnings Historical Data

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The historical data trend for Solution Dynamics's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Solution Dynamics Retained Earnings Chart

Solution Dynamics Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.35 0.31 1.67 3.24 5.49

Solution Dynamics Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.93 3.24 5.22 5.49 5.27
NZSE:SDL
60GF Score
Solution Dynamics Ltd NZSE:SDL
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Solution Dynamics Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of NZ$5.27 Mil mean?
Solution Dynamics (NZSE:SDL) has a Retained Earnings of NZ$5.27 Mil as of Dec. 2025. Retained earnings is the amount of net income not issued to shareholders. View historical data on Solution Dynamics and its competitors.
Is Solution Dynamics' Retained Earnings too high?
Solution Dynamics' current Retained Earnings is NZ$5.27 Mil. Overall, Solution Dynamics has a GF Score™ of 60/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Solution Dynamics' Retained Earnings compare to QH and SHOP?
Solution Dynamics' Retained Earnings of NZ$5.27 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Software company?
A good Retained Earnings depends on the Software industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Solution Dynamics and its competitors. Solution Dynamics's current Retained Earnings is NZ$5.27 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Solution Dynamics stock overvalued right now?
Based on GuruFocus' analysis, Solution Dynamics (NZSE:SDL) is currently considered Significantly Undervalued. The stock's GF Value™ is NZ$0.99, compared to a current price of NZ$0.59 — trading 40.9% below its estimated fair value. The current Retained Earnings is NZ$5.27 Mil. Solution Dynamics' overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Solution Dynamics (NZSE:SDL), the current Retained Earnings is NZ$5.27 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Solution Dynamics (NZSE:SDL) Overvalued in 2026?

Based on GuruFocus' analysis, Solution Dynamics stock appears to be undervalued. The current stock price of NZ$0.59 is trading 40.9% below its estimated GF Value™ of NZ$0.99. GuruFocus considers Solution Dynamics to be Significantly Undervalued.

Key valuation signals for NZSE:SDL:

  • Retained Earnings: NZ$5.27 Mil
  • GF Value™: NZ$0.99 vs. price of NZ$0.59 (40.9% below fair value)
  • GF Score™: 60/100 with 3 warning signs

No single metric tells the full story. See the NZSE:SDL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Solution Dynamics Business Description

Address 18 Canaveral Drive, PO Box 301248, Albany, Auckland, NZL, 0752
Solution Dynamics Ltd is a company engaged in providing customer communications solutions. Its products and services are represented by revenue streams: Digital Printing & Document Handling Services; and Software and Technology, Outsourced services. Services include digital print and mail house processing for mail items like invoices, statements, and promotional materials. Software and Technology develop and markets its software products related to multi-channel marketing communications including digital asset management, communication templates, campaign management, document archiving, document composition, and desktop mail solutions among others. Its outsourced services elements are the post, freight, paper, and envelopes.
60GF Score

Get the complete analysis for NZSE:SDL

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NZ$0.59
Price
NZ$0.99
GF Value