ISF (BOM:526859) Margin of Safety % (DCF Earnings Based): N/A (As of Aug. 05, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:526859 ISF Ltd BOM:526859
51 GF Score
Price ₹0.70
GF Value ₹1.60
Valuation Significantly Undervalued
! 3 Warning Signs
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What is ISF Margin of Safety % (DCF Earnings Based)?

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

ISF's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Earnings Based) is not calculated.

BOM:526859 vs V, MA, AXP: Margin of Safety % (DCF Earnings Based) Comparison

For the Credit Services subindustry, ISF's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

ISF Margin of Safety % (DCF Earnings Based) vs Credit Services Industry

For the Credit Services industry and Financial Services sector, ISF's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where ISF's Margin of Safety % (DCF Earnings Based) falls into.


BOM:526859
51GF Score
ISF Ltd BOM:526859
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is ISF (BOM:526859) Overvalued in 2026?

Based on GuruFocus' analysis, ISF stock appears to be undervalued. The current stock price of ₹0.70 is trading 56.3% below its estimated GF Value™ of ₹1.60. GuruFocus considers ISF to be Significantly Undervalued.

Key valuation signals for BOM:526859:

  • Margin of Safety % (DCF Earnings Based): N/A
  • GF Value™: ₹1.60 vs. price of ₹0.70 (56.3% below fair value)
  • GF Score™: 51/100 with 3 warning signs

No single metric tells the full story. See the BOM:526859 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

ISF Business Description

Address Sector - 58, TR-205, 2nd Floor, A-100, Gautam Buddha Nagar, Noida, UP, IND, 201301
ISF Ltd is a NBFC (non banking financial company) operating in the retail finance industry in India. The company mainly focuses on multiple lending products facilitating business growth of micro and small enterprises though a digitally enabled partnership approach. Few of its offerings include EV loans and battery financing, invoice discounting, SME business financing, loans for purchasing household appliances and electronic goods, agriculture-oirented loans, etc. The company's business activity falls within a single operating segment, namely Financing.
51GF Score

Get the complete analysis for BOM:526859

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹0.70
Price
₹1.60
GF Value