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ISFBOM:526859 -4.11%51 OCF Margin % is 0.00% as of Mar. 2026. GuruFocus rates BOM:526859 with a GF Score™ of 51/100 and a GF Value™ of ₹1.60 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 534 Credit Services companies, ISF ranks better than 87.27% on this metric.
OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. ISF's Cash Flow from Operations for the
three
months ended in Mar. 2026 was ₹0.00 Mil. ISF's Revenue for the
three
months ended in Mar. 2026 was ₹4.21 Mil. Therefore, ISF's OCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.
The historical data trend for ISF's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, ISF's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ISF OCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, ISF's OCF Margin % distribution charts can be found below:
* The bar in red indicates where ISF's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ISF (BOM:526859) has a OCF Margin % of 0.00% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on ISF and its competitors. According to the industry distribution chart, ISF ranks #68 out of 534 companies in the Credit Services industry, placing it in the top 12.7%.
Is ISF's OCF Margin % too high?
ISF's current OCF Margin % is 0.00%. Based on the distribution chart, ISF ranks #68 out of 534 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, ISF has a GF Score™ of 51/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does ISF's OCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, ISF ranks #68 out of 534 companies for OCF Margin %. This places ISF in the top 13% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 2.54. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Credit Services company?
The median OCF Margin % among Credit Services companies is 2.54, based on 534 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on ISF and its competitors. For the Credit Services industry, the median OCF Margin % is 2.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ISF's current OCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ISF stock overvalued right now?
Based on GuruFocus' analysis, ISF (BOM:526859) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹1.60, compared to a current price of ₹0.70 — trading 56.3% below its estimated fair value. The current OCF Margin % is 0.00%. ISF's overall GF Score™ is 51/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For ISF (BOM:526859), the current OCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ISF (BOM:526859) Overvalued in 2026?
Based on GuruFocus' analysis, ISF stock appears to be undervalued.
The current stock price of ₹0.70 is trading 56.3% below its estimated GF Value™ of ₹1.60.
GuruFocus considers ISF to be Significantly Undervalued.
Key valuation signals for BOM:526859:
OCF Margin %: 0.00%
GF Value™: ₹1.60 vs. price of ₹0.70 (56.3% below fair value)
No single metric tells the full story. See the BOM:526859 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ISF Ltd is a NBFC (non banking financial company) operating in the retail finance industry in India. The company mainly focuses on multiple lending products facilitating business growth of micro and small enterprises though a digitally enabled partnership approach. Few of its offerings include EV loans and battery financing, invoice discounting, SME business financing, loans for purchasing household appliances and electronic goods, agriculture-oirented loans, etc. The company's business activity falls within a single operating segment, namely Financing.
51GF Score
Get the complete analysis for BOM:526859
OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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