FB Financial (FRA:2J2) Margin of Safety % (DCF Earnings Based): N/A (As of Sep. 09, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:2J2 FB Financial Corp FRA:2J2
73 GF Score
Price €48.40
GF Value €52.08
! 3 Warning Signs
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What is FB Financial Margin of Safety % (DCF Earnings Based)?

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

FB Financial's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Earnings Based) is not calculated.

FRA:2J2 vs BANC, BOH, PFS: Margin of Safety % (DCF Earnings Based) Comparison

For the Banks - Regional subindustry, FB Financial's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

FB Financial Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, FB Financial's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where FB Financial's Margin of Safety % (DCF Earnings Based) falls into.


FRA:2J2
73GF Score
FB Financial Corp FRA:2J2
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is FB Financial (FRA:2J2) Overvalued in 2026?

Based on GuruFocus' analysis, FB Financial stock appears to be undervalued. The current stock price of €48.40 is trading 7.1% below its estimated GF Value™ of €52.08.

Key valuation signals for FRA:2J2:

  • Margin of Safety % (DCF Earnings Based): N/A
  • GF Value™: €52.08 vs. price of €48.40 (7.1% below fair value)
  • GF Score™: 73/100 with 3 warning signs

No single metric tells the full story. See the FRA:2J2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

FB Financial Business Description

Other Exchanges FBK:USA
Address 1221 Broadway, Suite 1300, Nashville, TN, USA, 37203
FB Financial Corp is a bank holding company. The company through its wholly-owned bank subsidiary provides commercial and consumer banking services to clients in select markets in Tennessee, North Alabama, and North Georgia. The company segment includes Banking and Mortgage. It generates majority of revenue from the Banking segment which provides a full range of deposit and lending products and services to corporate, commercial, and consumer customers. The Mortgage segment includes the servicing of residential mortgage loans and the packaging and securitization of loans to governmental agencies.
73GF Score

Get the complete analysis for FRA:2J2

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€48.40
Price
€52.08
GF Value