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FB FinancialFRA:2J2 +0.83%73 OCF Margin % is 43.20% as of Jun. 2026, which is 90% above its 10-year median of 22.73. GuruFocus rates FRA:2J2 with a GF Score™ of 73/100 and a GF Value™ of €52.08. The stock has 3 warning signs investors should review. Among 1,489 Banks companies, FB Financial ranks worse than 51.91% on this metric.
The historical data trend for FB Financial's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:2J2 vs BANC, BOH, PFS: OCF Margin % Comparison
For the Banks - Regional subindustry, FB Financial's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
FB Financial OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, FB Financial's OCF Margin % distribution charts can be found below:
* The bar in red indicates where FB Financial's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FB Financial (FRA:2J2) has a OCF Margin % of 43.20% as of Jun. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on FB Financial and its competitors. This is 90% above median its historical median of 22.73. According to the industry distribution chart, FB Financial ranks #773 out of 1489 companies in the Banks industry, placing it in the top 51.9%.
Is FB Financial's OCF Margin % too high?
FB Financial's current OCF Margin % of 43.20% is 90% above median its 10-year median of 22.73. The Banks industry median OCF Margin % is 30.79. FB Financial's value of 43.20% is 40.3% above this industry median. Based on the distribution chart, FB Financial ranks #773 out of 1489 companies in the Banks industry, which is below the industry midpoint. Overall, FB Financial has a GF Score™ of 73/100, reflecting its overall financial health beyond just this single metric.
How does FB Financial's OCF Margin % compare to BANC and BOH?
According to the Banks industry distribution chart, FB Financial ranks #773 out of 1489 companies for OCF Margin %. This places FB Financial in the lower half of its industry. The industry median OCF Margin % is 30.79. FB Financial's value of 43.20% is 40.3% above this benchmark. While the company's 10-year median is 22.73 vs. the industry median of 30.79, FB Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 30.79, based on 1,489 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FB Financial's current OCF Margin % of 43.20% is 40.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on FB Financial and its competitors. For the Banks industry, the median OCF Margin % is 30.79 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FB Financial's current OCF Margin % is 43.20%, which is 90% above median its own 10-year median of 22.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FB Financial stock overvalued right now?
FB Financial (FRA:2J2) has a current OCF Margin % of 43.20%. The stock's GF Value™ is €52.08, compared to a current price of €48.40 — trading 7.1% below its estimated fair value. The current OCF Margin % is 43.20%, which is 90% above median its 10-year median of 22.73 and 40.3% above the Banks industry median of 30.79. FB Financial's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For FB Financial (FRA:2J2), the current OCF Margin % is 43.20% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is FB Financial (FRA:2J2) Overvalued in 2026?
Based on GuruFocus' analysis, FB Financial stock appears to be undervalued.
The current stock price of €48.40 is trading 7.1% below its estimated GF Value™ of €52.08.
Key valuation signals for FRA:2J2:
OCF Margin %: 43.20% (90% above median its 10-year median of 22.73)
GF Value™: €52.08 vs. price of €48.40 (7.1% below fair value)
Industry Position: 40.3% above the Banks median (#773 of 1489)
No single metric tells the full story. See the FRA:2J2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
FB Financial Corp is a bank holding company. The company through its wholly-owned bank subsidiary provides commercial and consumer banking services to clients in select markets in Tennessee, North Alabama, and North Georgia. The company segment includes Banking and Mortgage. It generates majority of revenue from the Banking segment which provides a full range of deposit and lending products and services to corporate, commercial, and consumer customers. The Mortgage segment includes the servicing of residential mortgage loans and the packaging and securitization of loans to governmental agencies.
73GF Score
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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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