FB Financial (FRA:2J2) OCF Yield %: 7.27 (As of Sep. 09, 2026) — 41% Above Median

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FRA:2J2 FB Financial Corp FRA:2J2
73 GF Score
Price €48.40
GF Value €52.08
! 3 Warning Signs
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What is FB Financial OCF Yield %?

FB Financial FRA:2J2 +0.83% 73 OCF Yield % is 7.27 as of Sep. 09, 2026, which is 41% above its 10-year median of 5.16. GuruFocus rates FRA:2J2 with a GF Score™ of 73/100 and a GF Value™ of €52.08. The stock has 3 warning signs investors should review. Among 1,489 Banks companies, FB Financial ranks worse than 59.77% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, FB Financial's Trailing 12-Month Cash Flow from Operations is €178.1 Mil, and Market Cap is €2,406.7 Mil. Therefore, FB Financial's OCF Yield % for today is 7.27%.

The historical rank and industry rank for FB Financial's OCF Yield % or its related term are showing as below:

FRA:2J2' s OCF Yield % Range Over the Past 10 Years
Min: -61.01   Med: 5.16   Max: 54.43
Current: 7.27


During the past 13 years, the highest OCF Yield % of FB Financial was 54.43%. The lowest was -61.01%. And the median was 5.16%.

FRA:2J2's OCF Yield % is ranked worse than
59.77% of 1489 companies
in the Banks industry
Industry Median: 9.27 vs FRA:2J2: 7.27

FB Financial's OCF Margin % for the quarter that ended in Jun. 2026 was %.


FB Financial OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


FB Financial OCF Yield % Related Terms


FB Financial OCF Yield % Historical Data

* Premium members only.

The historical data trend for FB Financial's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FB Financial OCF Yield % Chart

FB Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.66 47.79 11.41 6.20 5.77

FB Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.30 6.59 7.82 4.72 11.02

FRA:2J2 vs BANC, BOH, PFS: OCF Yield % Comparison

For the Banks - Regional subindustry, FB Financial's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FB Financial OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, FB Financial's OCF Yield % distribution charts can be found below:

* The bar in red indicates where FB Financial's OCF Yield % falls into.


FRA:2J2
73GF Score
FB Financial Corp FRA:2J2
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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FB Financial OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

FB Financial's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=133.107 / 2308.1392
=5.77%

FB Financial's annualized OCF Yield % for the quarter that ended in Jun. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=65.53 * 4 / 2378.9052
=11.02%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 7.27 mean?
FB Financial (FRA:2J2) has a OCF Yield % of 7.27 as of Sep. 09, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on FB Financial and its competitors. This is 41% above median its historical median of 5.16. According to the industry distribution chart, FB Financial ranks #890 out of 1489 companies in the Banks industry, placing it in the top 59.8%.
Is FB Financial's OCF Yield % too high?
FB Financial's current OCF Yield % of 7.27 is 41% above median its 10-year median of 5.16. The Banks industry median OCF Yield % is 9.27. FB Financial's value of 7.27 is 21.6% below this industry median. Based on the distribution chart, FB Financial ranks #890 out of 1489 companies in the Banks industry, which is below the industry midpoint. Overall, FB Financial has a GF Score™ of 73/100, reflecting its overall financial health beyond just this single metric.
How does FB Financial's OCF Yield % compare to BANC and BOH?
According to the Banks industry distribution chart, FB Financial ranks #890 out of 1489 companies for OCF Yield %. This places FB Financial in the lower half of its industry. The industry median OCF Yield % is 9.27. FB Financial's value of 7.27 is 21.6% below this benchmark. While the company's 10-year median is 5.16 vs. the industry median of 9.27, FB Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.27, based on 1,489 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FB Financial's current OCF Yield % of 7.27 is 21.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on FB Financial and its competitors. For the Banks industry, the median OCF Yield % is 9.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FB Financial's current OCF Yield % is 7.27, which is 41% above median its own 10-year median of 5.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FB Financial stock overvalued right now?
FB Financial (FRA:2J2) has a current OCF Yield % of 7.27. The stock's GF Value™ is €52.08, compared to a current price of €48.40 — trading 7.1% below its estimated fair value. The current OCF Yield % is 7.27, which is 41% above median its 10-year median of 5.16 and 21.6% below the Banks industry median of 9.27. FB Financial's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For FB Financial (FRA:2J2), the current OCF Yield % is 7.27 as of Sep. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FB Financial (FRA:2J2) Overvalued in 2026?

Based on GuruFocus' analysis, FB Financial stock appears to be undervalued. The current stock price of €48.40 is trading 7.1% below its estimated GF Value™ of €52.08.

Key valuation signals for FRA:2J2:

  • OCF Yield %: 7.27 (41% above median its 10-year median of 5.16)
  • GF Value™: €52.08 vs. price of €48.40 (7.1% below fair value)
  • GF Score™: 73/100 with 3 warning signs
  • Industry Position: 21.6% below the Banks median (#890 of 1489)

No single metric tells the full story. See the FRA:2J2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


FB Financial Business Description

Other Exchanges FBK:USA
Address 1221 Broadway, Suite 1300, Nashville, TN, USA, 37203
FB Financial Corp is a bank holding company. The company through its wholly-owned bank subsidiary provides commercial and consumer banking services to clients in select markets in Tennessee, North Alabama, and North Georgia. The company segment includes Banking and Mortgage. It generates majority of revenue from the Banking segment which provides a full range of deposit and lending products and services to corporate, commercial, and consumer customers. The Mortgage segment includes the servicing of residential mortgage loans and the packaging and securitization of loans to governmental agencies.
73GF Score

Get the complete analysis for FRA:2J2

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€48.40
Price
€52.08
GF Value