NI Holdings (FRA:4V0) Margin of Safety % (DCF Earnings Based): N/A (As of Jun. 26, 2026)


FRA:4V0 NI Holdings Inc FRA:4V0
67 GF Score
Price €13.60
GF Value €12.32
! 3 Warning Signs
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What is NI Holdings Margin of Safety % (DCF Earnings Based)?

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

NI Holdings's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Earnings Based) is not calculated.

FRA:4V0 vs AII, KINS, GBLI: Margin of Safety % (DCF Earnings Based) Comparison

For the Insurance - Property & Casualty subindustry, NI Holdings's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

NI Holdings Margin of Safety % (DCF Earnings Based) vs Insurance Industry

For the Insurance industry and Financial Services sector, NI Holdings's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where NI Holdings's Margin of Safety % (DCF Earnings Based) falls into.


FRA:4V0
67GF Score
NI Holdings Inc FRA:4V0
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is NI Holdings (FRA:4V0) Overvalued in 2026?

Based on GuruFocus' analysis, NI Holdings stock appears to be overvalued. The current stock price of €13.60 is trading 10.4% above its estimated GF Value™ of €12.32.

Key valuation signals for FRA:4V0:

  • Margin of Safety % (DCF Earnings Based): N/A
  • GF Value™: €12.32 vs. price of €13.60 (10.4% above fair value)
  • GF Score™: 67/100 with 3 warning signs

No single metric tells the full story. See the FRA:4V0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

NI Holdings Business Description

Other Exchanges NODK:USA
Address 1101 First Avenue North, Fargo, ND, USA, 58102
NI Holdings Inc is a stockholding company. Through its subsidiaries, the company operates in the insurance industry, offering homeowners and farmowners insurance policies, crop insurance policies, home insurance policies, etc. These insurance products are distributed through a network of exclusive and independent agents across the United States. The group's reportable segments are: Private Passenger Auto, Non-Standard Auto, Home and Farm, Crop, and All Other (which mainly consists of commercial, assumed reinsurance, and its excess liability business). Maximum revenue is generated from the Home and Farm segment.
67GF Score

Get the complete analysis for FRA:4V0

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€13.60
Price
€12.32
GF Value