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3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-09-07), NI Holdings's 3-1 Month Momentum % is 8.13%.
The industry rank for NI Holdings's 3-1 Month Momentum % or its related term are showing as below:
FRA:4V0's 3-1 Month Momentum % is ranked better than 50.09% of 569
companies
in the Insurance industry
Industry Median: 6.86
vs FRA:4V0: 8.13
NI Holdings (FRA:4V0) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
NI Holdings 3-1 Month Momentum % Related Terms
FRA:4V0 vs KINS, GBLI, ACIC: 3-1 Month Momentum % Comparison
For the Insurance - Property & Casualty subindustry, NI Holdings's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NI Holdings 3-1 Month Momentum % vs Insurance Industry
For the Insurance industry and Financial Services sector, NI Holdings's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where NI Holdings's 3-1 Month Momentum % falls into.
NI Holdings (FRA:4V0) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NI Holdings (FRA:4V0) has a 3-1 Month Momentum % of 8.13% as of Sep. 07, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on NI Holdings and its competitors. According to the industry distribution chart, NI Holdings ranks #284 out of 569 companies in the Insurance industry, placing it in the top 49.9%.
Is NI Holdings' 3-1 Month Momentum % too high?
NI Holdings' current 3-1 Month Momentum % is 8.13%. The Insurance industry median 3-1 Month Momentum % is 6.86. NI Holdings' value of 8.13% is 18.5% above this industry median. Based on the distribution chart, NI Holdings ranks #284 out of 569 companies in the Insurance industry, which is above the industry midpoint. Overall, NI Holdings has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does NI Holdings' 3-1 Month Momentum % compare to KINS and GBLI?
According to the Insurance industry distribution chart, NI Holdings ranks #284 out of 569 companies for 3-1 Month Momentum %. This puts NI Holdings in the upper half of its industry. The industry median 3-1 Month Momentum % is 6.86. NI Holdings' value of 8.13% is 18.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for an Insurance company?
The median 3-1 Month Momentum % among Insurance companies is 6.86, based on 569 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NI Holdings's current 3-1 Month Momentum % of 8.13% is 18.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on NI Holdings and its competitors. For the Insurance industry, the median 3-1 Month Momentum % is 6.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NI Holdings's current 3-1 Month Momentum % is 8.13%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NI Holdings stock overvalued right now?
NI Holdings (FRA:4V0) has a current 3-1 Month Momentum % of 8.13%. The stock's GF Value™ is €10.96, compared to a current price of €11.80 — trading 7.7% above its estimated fair value. The current 3-1 Month Momentum % is 8.13% and 18.5% above the Insurance industry median of 6.86. NI Holdings' overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For NI Holdings (FRA:4V0), the current 3-1 Month Momentum % is 8.13% as of Sep. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NI Holdings (FRA:4V0) Overvalued in 2026?
Based on GuruFocus' analysis, NI Holdings stock appears to be overvalued.
The current stock price of €11.80 is trading 7.7% above its estimated GF Value™ of €10.96.
Key valuation signals for FRA:4V0:
3-1 Month Momentum %: 8.13%
GF Value™: €10.96 vs. price of €11.80 (7.7% above fair value)
Industry Position: 18.5% above the Insurance median (#284 of 569)
No single metric tells the full story. See the FRA:4V0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NI Holdings Inc is a stockholding company. Through its subsidiaries, the company operates in the insurance industry, offering homeowners and farmowners insurance policies, crop insurance policies, home insurance policies, etc. These insurance products are distributed through a network of exclusive and independent agents across the United States. The group's reportable segments are: Private Passenger Auto, Non-Standard Auto, Home and Farm, Crop, and All Other (which mainly consists of commercial, assumed reinsurance, and its excess liability business). Maximum revenue is generated from the Home and Farm segment.
67GF Score
Get the complete analysis for FRA:4V0
3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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