CB Financial Services (FRA:M8M) Margin of Safety % (DCF Earnings Based): N/A (As of Aug. 03, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:M8M CB Financial Services Inc FRA:M8M
58 GF Score
Price €32.65
GF Value €27.65
! 5 Warning Signs
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What is CB Financial Services Margin of Safety % (DCF Earnings Based)?

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

CB Financial Services's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Earnings Based) is not calculated.

FRA:M8M vs FGFH, ARBV, CPKF: Margin of Safety % (DCF Earnings Based) Comparison

For the Banks - Regional subindustry, CB Financial Services's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

CB Financial Services Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, CB Financial Services's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where CB Financial Services's Margin of Safety % (DCF Earnings Based) falls into.


FRA:M8M
58GF Score
CB Financial Services Inc FRA:M8M
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is CB Financial Services (FRA:M8M) Overvalued in 2026?

Based on GuruFocus' analysis, CB Financial Services stock appears to be overvalued. The current stock price of €32.65 is trading 18.1% above its estimated GF Value™ of €27.65.

Key valuation signals for FRA:M8M:

  • Margin of Safety % (DCF Earnings Based): N/A
  • GF Value™: €27.65 vs. price of €32.65 (18.1% above fair value)
  • GF Score™: 58/100 with 5 warning signs

No single metric tells the full story. See the FRA:M8M stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

CB Financial Services Business Description

Other Exchanges CBFV:USA
Address 100 North Market Street, Carmichaels, PA, USA, 15320
CB Financial Services Incis a bank holding company headquartered in Carmichaels, Pennsylvania. The company had one reportable segment, community banking services. The Bank also has a loan production office in Allegheny County, a loan production office and a corporate center in Washington County, and an operations center in Greene County, Pennsylvania. The Bank is a community-oriented institution offering residential and commercial real estate loans, commercial and industrial loans, and consumer loans, as well as a variety of deposit products for individuals and businesses in its market area.
58GF Score

Get the complete analysis for FRA:M8M

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€32.65
Price
€27.65
GF Value