CB Financial Services (FRA:M8M) ROC %: % (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:M8M CB Financial Services Inc FRA:M8M
58 GF Score
Price €32.65
GF Value €27.65
! 5 Warning Signs
View Full Analysis

What is CB Financial Services ROC %?

CB Financial Services FRA:M8M -0.76% 58 ROC % is % as of Mar. 2026. GuruFocus rates FRA:M8M with a GF Score™ of 58/100 and a GF Value™ of €27.65. The stock has 5 warning signs investors should review.

ROC %does not apply to banks.

FRA:M8M
58GF Score
CB Financial Services Inc FRA:M8M
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
CB Financial Services (FRA:M8M) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on CB Financial Services and its competitors.
Is CB Financial Services' ROC % too high?
CB Financial Services' current ROC % is %. Overall, CB Financial Services has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does CB Financial Services' ROC % compare to FGFH and ARBV?
CB Financial Services' ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.76. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.76, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on CB Financial Services and its competitors. For the Banks industry, the median ROC % is 1.76 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CB Financial Services's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CB Financial Services stock overvalued right now?
CB Financial Services (FRA:M8M) has a current ROC % of %. The stock's GF Value™ is €27.65, compared to a current price of €32.65 — trading 18.1% above its estimated fair value. The current ROC % is %. CB Financial Services' overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For CB Financial Services (FRA:M8M), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CB Financial Services (FRA:M8M) Overvalued in 2026?

Based on GuruFocus' analysis, CB Financial Services stock appears to be overvalued. The current stock price of €32.65 is trading 18.1% above its estimated GF Value™ of €27.65.

Key valuation signals for FRA:M8M:

  • ROC %: %
  • GF Value™: €27.65 vs. price of €32.65 (18.1% above fair value)
  • GF Score™: 58/100 with 5 warning signs

No single metric tells the full story. See the FRA:M8M stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

CB Financial Services Business Description

Other Exchanges CBFV:USA
Address 100 North Market Street, Carmichaels, PA, USA, 15320
CB Financial Services Incis a bank holding company headquartered in Carmichaels, Pennsylvania. The company had one reportable segment, community banking services. The Bank also has a loan production office in Allegheny County, a loan production office and a corporate center in Washington County, and an operations center in Greene County, Pennsylvania. The Bank is a community-oriented institution offering residential and commercial real estate loans, commercial and industrial loans, and consumer loans, as well as a variety of deposit products for individuals and businesses in its market area.
58GF Score

Get the complete analysis for FRA:M8M

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€32.65
Price
€27.65
GF Value