CB Financial Services (FRA:M8M) ROE % Adjusted to Book Value: 8.71% (As of Mar. 2026)

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FRA:M8M CB Financial Services Inc FRA:M8M
58 GF Score
Price €32.65
GF Value €27.65
! 5 Warning Signs
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What is CB Financial Services ROE % Adjusted to Book Value?

CB Financial Services FRA:M8M -0.76% 58 ROE % Adjusted to Book Value is 8.71% as of Mar. 2026. GuruFocus rates FRA:M8M with a GF Score™ of 58/100 and a GF Value™ of €27.65. The stock has 5 warning signs investors should review.

CB Financial Services's ROE % for the quarter that ended in Mar. 2026 was 9.84%. CB Financial Services's PB Ratio for the quarter that ended in Mar. 2026 was 1.13. CB Financial Services's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 8.71%.


CB Financial Services ROE % Adjusted to Book Value Related Terms


CB Financial Services ROE % Adjusted to Book Value Historical Data

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The historical data trend for CB Financial Services's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CB Financial Services ROE % Adjusted to Book Value Chart

CB Financial Services Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
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CB Financial Services Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 8.71 9.10

FRA:M8M vs FGFH, ARBV, CPKF: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, CB Financial Services's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CB Financial Services ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, CB Financial Services's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where CB Financial Services's ROE % Adjusted to Book Value falls into.


FRA:M8M
58GF Score
CB Financial Services Inc FRA:M8M
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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CB Financial Services ROE % Adjusted to Book Value Calculation

CB Financial Services's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=3.04% / N/A
=N/A

CB Financial Services's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=9.84% / 1.13
=8.71%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 8.71% mean?
CB Financial Services (FRA:M8M) has a ROE % Adjusted to Book Value of 8.71% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on CB Financial Services and its competitors.
Is CB Financial Services' ROE % Adjusted to Book Value too high?
CB Financial Services' current ROE % Adjusted to Book Value is 8.71%. Overall, CB Financial Services has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does CB Financial Services' ROE % Adjusted to Book Value compare to FGFH and ARBV?
CB Financial Services' ROE % Adjusted to Book Value of 8.71% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on CB Financial Services and its competitors. CB Financial Services's current ROE % Adjusted to Book Value is 8.71%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CB Financial Services stock overvalued right now?
CB Financial Services (FRA:M8M) has a current ROE % Adjusted to Book Value of 8.71%. The stock's GF Value™ is €27.65, compared to a current price of €32.65 — trading 18.1% above its estimated fair value. The current ROE % Adjusted to Book Value is 8.71%. CB Financial Services' overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For CB Financial Services (FRA:M8M), the current ROE % Adjusted to Book Value is 8.71% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CB Financial Services (FRA:M8M) Overvalued in 2026?

Based on GuruFocus' analysis, CB Financial Services stock appears to be overvalued. The current stock price of €32.65 is trading 18.1% above its estimated GF Value™ of €27.65.

Key valuation signals for FRA:M8M:

  • ROE % Adjusted to Book Value: 8.71%
  • GF Value™: €27.65 vs. price of €32.65 (18.1% above fair value)
  • GF Score™: 58/100 with 5 warning signs

No single metric tells the full story. See the FRA:M8M stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CB Financial Services Business Description

Other Exchanges CBFV:USA
Address 100 North Market Street, Carmichaels, PA, USA, 15320
CB Financial Services Incis a bank holding company headquartered in Carmichaels, Pennsylvania. The company had one reportable segment, community banking services. The Bank also has a loan production office in Allegheny County, a loan production office and a corporate center in Washington County, and an operations center in Greene County, Pennsylvania. The Bank is a community-oriented institution offering residential and commercial real estate loans, commercial and industrial loans, and consumer loans, as well as a variety of deposit products for individuals and businesses in its market area.
58GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€32.65
Price
€27.65
GF Value