BILL Holdings (LTS:0A75) Margin of Safety % (DCF Earnings Based): N/A (As of Jul. 15, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LTS:0A75 BILL Holdings Inc LTS:0A75
71 GF Score
Price $41.49
GF Value $66.42
Valuation Possible Value Trap
! 3 Warning Signs
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What is BILL Holdings Margin of Safety % (DCF Earnings Based)?

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

BILL Holdings's Predictability Rank is Not Rated. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Earnings Based) is not calculated.

LTS:0A75 vs BULL, ADEA, MNDY: Margin of Safety % (DCF Earnings Based) Comparison

For the Software - Application subindustry, BILL Holdings's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

BILL Holdings Margin of Safety % (DCF Earnings Based) vs Software Industry

For the Software industry and Technology sector, BILL Holdings's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where BILL Holdings's Margin of Safety % (DCF Earnings Based) falls into.


LTS:0A75
71GF Score
BILL Holdings Inc LTS:0A75
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is BILL Holdings (LTS:0A75) Overvalued in 2026?

Based on GuruFocus' analysis, BILL Holdings stock appears to be undervalued. The current stock price of $41.49 is trading 37.5% below its estimated GF Value™ of $66.42. GuruFocus considers BILL Holdings to be Possible Value Trap.

Key valuation signals for LTS:0A75:

  • Margin of Safety % (DCF Earnings Based): N/A
  • GF Value™: $66.42 vs. price of $41.49 (37.5% below fair value)
  • GF Score™: 71/100 with 3 warning signs

No single metric tells the full story. See the LTS:0A75 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

BILL Holdings Business Description

Address 6220 America Center Drive, Suite 100, San Jose, CA, USA, 95022
BILL Holdings Inc is a provider of software-as-a-service, cloud-based payments and spend and expense management products, which allow users to automate accounts payable and accounts receivable transactions, enable businesses to easily connect with their suppliers or customers to do business, eliminate expense reports, manage cash flows and improve back office efficiency. Initial Public Offering and Follow-on Offering.
71GF Score

Get the complete analysis for LTS:0A75

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$41.49
Price
$66.42
GF Value