KCB Group (NAI:KCB) Margin of Safety % (DCF Earnings Based): 89.09% (As of Jun. 26, 2026)


NAI:KCB KCB Group Ltd NAI:KCB
85 GF Score
Price KES74.50
GF Value KES45.93
Valuation Significantly Overvalued
! 3 Warning Signs
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What is KCB Group Margin of Safety % (DCF Earnings Based)?

KCB Group NAI:KCB +0.68% 85 Margin of Safety % (DCF Earnings Based) is 89.09% as of Jun. 26, 2026. GuruFocus rates NAI:KCB with a GF Score™ of 85/100 and a GF Value™ of KES45.93 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-26), KCB Group's Predictability Rank is 3.5-Stars. KCB Group's intrinsic value calculated from the Discounted Earnings model is KES682.88 and current share price is KES74.50. Consequently,

KCB Group's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is 89.09%.

KCB Group Margin of Safety % (DCF Earnings Based) Competitor Comparison

For the Banks - Regional subindustry, KCB Group's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

KCB Group Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, KCB Group's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where KCB Group's Margin of Safety % (DCF Earnings Based) falls into.


NAI:KCB
85GF Score
KCB Group Ltd NAI:KCB
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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KCB Group Margin of Safety % (DCF Earnings Based) Calculation

KCB Group's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(682.88-74.50)/682.88
=89.09 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of 89.09% mean?
KCB Group (NAI:KCB) has a Margin of Safety % (DCF Earnings Based) of 89.09% as of Jun. 26, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on KCB Group.
Is KCB Group's Margin of Safety % (DCF Earnings Based) too high?
KCB Group's current Margin of Safety % (DCF Earnings Based) is 89.09%. Overall, KCB Group has a GF Score™ of 85/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does KCB Group's Margin of Safety % (DCF Earnings Based) compare to competitors?
KCB Group's Margin of Safety % (DCF Earnings Based) of 89.09% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Banks company?
A good Margin of Safety % (DCF Earnings Based) depends on the Banks industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on KCB Group. KCB Group's current Margin of Safety % (DCF Earnings Based) is 89.09%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is KCB Group stock overvalued right now?
Based on GuruFocus' analysis, KCB Group (NAI:KCB) is currently considered Significantly Overvalued. The stock's GF Value™ is KES45.93, compared to a current price of KES74.50 — trading 62.2% above its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is 89.09%. KCB Group's overall GF Score™ is 85/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For KCB Group (NAI:KCB), the current Margin of Safety % (DCF Earnings Based) is 89.09% as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is KCB Group (NAI:KCB) Overvalued in 2026?

Based on GuruFocus' analysis, KCB Group stock appears to be overvalued. The current stock price of KES74.50 is trading 62.2% above its estimated GF Value™ of KES45.93. GuruFocus considers KCB Group to be Significantly Overvalued.

Key valuation signals for NAI:KCB:

  • Margin of Safety % (DCF Earnings Based): 89.09%
  • GF Value™: KES45.93 vs. price of KES74.50 (62.2% above fair value)
  • GF Score™: 85/100 with 3 warning signs

No single metric tells the full story. See the NAI:KCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

KCB Group Business Description

Other Exchanges KCB:Tanzania
Address Kencom House, Moi Avenue, P.O. Box 48400, 6th Floor, Nairobi, KEN, 00100
KCB Group Ltd provides banking services. The company's operating segment includes Retail Banking; Corporate Banking; Mortgages; Treasury and Others. It generates maximum revenue from the Corporate banking segment. The Retail banking segment incorporates banking services such as current accounts, fixed deposits, overdrafts, loans, and other credit facilities both in local and foreign currencies for corporate customers. Geographically, the company derives a majority of its revenue from Kenya, and also has its presence in Tanzania, South Sudan, Uganda, Rwanda, Burundi, and DRC.
85GF Score

Get the complete analysis for NAI:KCB

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES74.50
Price
KES45.93
GF Value