JM Financial (NSE:JMFINANCIL) Moat Score: 0/10 (As of Jul. 12, 2026)


NSE:JMFINANCIL JM Financial Ltd NSE:JMFINANCIL
73 GF Score
Price ₹124.61
GF Value ₹140.44
Valuation Modestly Undervalued
! 1 Warning Sign
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What is JM Financial Moat Score?

JM Financial has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

JM Financial has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes JM Financial might have No Moat - No discernible moat.

JM Financial  (NSE:JMFINANCIL) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

JM Financial Moat Score Related Terms

NSE:JMFINANCIL
73GF Score
JM Financial Ltd NSE:JMFINANCIL
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is JM Financial (NSE:JMFINANCIL) Overvalued in 2026?

Based on GuruFocus' analysis, JM Financial stock appears to be undervalued. The current stock price of ₹124.61 is trading 11.3% below its estimated GF Value™ of ₹140.44. GuruFocus considers JM Financial to be Modestly Undervalued.

Key valuation signals for NSE:JMFINANCIL:

  • Moat Score: 0
  • GF Value™: ₹140.44 vs. price of ₹124.61 (11.3% below fair value)
  • GF Score™: 73/100 with 1 warning sign

No single metric tells the full story. See the NSE:JMFINANCIL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

JM Financial Business Description

Other Exchanges 523405:India
Address Appasaheb Marathe Marg, 7th Floor, Cnergy, Prabhadevi, Mumbai, MH, IND, 400 025
JM Financial Ltd is an India-based financial services group, specialising in providing a range of businesses to corporations, financial institutions, high-net-worth individuals, and retail investors. Its operating segment includes Investment Banking; Asset Management, Wealth Management and Securities Business (Platform AWS); Mortgage Lending; Alternative & Distressed Credit; and Others. The Investment Banking segment, which is the key revenue-generating segment, includes management of capital markets transactions, advising on mergers & acquisitions, and private equity syndication. This segment also includes institutional equities business and research, private wealth management, PMS, private equity funds, fixed income, syndication, and finance.
73GF Score

Get the complete analysis for NSE:JMFINANCIL

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹124.61
Price
₹140.44
GF Value