Cullen/Frost Bankers (STU:CFZ) Margin of Safety % (DCF Earnings Based): N/A (As of Jun. 24, 2026)


STU:CFZ Cullen/Frost Bankers Inc STU:CFZ
73 GF Score
Price €131.00
GF Value €118.94
! 5 Warning Signs
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What is Cullen/Frost Bankers Margin of Safety % (DCF Earnings Based)?

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

Cullen/Frost Bankers's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Earnings Based) is not calculated.

STU:CFZ vs COLB, WAL, ZION: Margin of Safety % (DCF Earnings Based) Comparison

For the Banks - Regional subindustry, Cullen/Frost Bankers's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Cullen/Frost Bankers Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, Cullen/Frost Bankers's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Cullen/Frost Bankers's Margin of Safety % (DCF Earnings Based) falls into.


STU:CFZ
73GF Score
Cullen/Frost Bankers Inc STU:CFZ
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Cullen/Frost Bankers (STU:CFZ) Overvalued in 2026?

Based on GuruFocus' analysis, Cullen/Frost Bankers stock appears to be overvalued. The current stock price of €131.00 is trading 10.1% above its estimated GF Value™ of €118.94.

Key valuation signals for STU:CFZ:

  • Margin of Safety % (DCF Earnings Based): N/A
  • GF Value™: €118.94 vs. price of €131.00 (10.1% above fair value)
  • GF Score™: 73/100 with 5 warning signs

No single metric tells the full story. See the STU:CFZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Cullen/Frost Bankers Business Description

Address 111 W. Houston Street, San Antonio, TX, USA, 78205
Cullen/Frost is a regional US bank with around $52 billion in assets (as of March 2026), and it focuses exclusively on the Texas market. The bank has deep expertise in this market. It has implemented a relationship-based banking approach that has garnered a strong market share in San Antonio. Cullen/Frost is also expanding into Houston, Dallas, and Austin market regions through targeted branch openings rather than acquisitions. The bank's sweet spot is small to medium-sized Texas-based commercial clients.
73GF Score

Get the complete analysis for STU:CFZ

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€131.00
Price
€118.94
GF Value