During the past 12 months, Cullen/Frost Bankers's average Dividends Per Share Growth Rate was 6.10% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 6.80% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 7.30% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 6.80% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Cullen/Frost Bankers was 119.70% per year. The lowest was 2.80% per year. And the median was 8.05% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Cullen/Frost Bankers Dividend Yield % Related Terms
Cullen/Frost Bankers Dividend Yield % Historical Data
* Premium members only.
The historical data trend for Cullen/Frost Bankers's Dividend Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:CFZ vs COLB, WAL, ZION: Dividend Yield % Comparison
For the Banks - Regional subindustry, Cullen/Frost Bankers's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cullen/Frost Bankers Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Cullen/Frost Bankers's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Cullen/Frost Bankers's Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Cullen/Frost Bankers Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 1.030000
2026-05-29
2026-05-29
2026-06-15
Cash Dividend
quarterly
USD:EUR 0.856000
USD 1.000000
2026-02-27
2026-02-27
2026-03-13
Cash Dividend
quarterly
USD:EUR 0.846000
USD 1.000000
2025-11-28
2025-11-28
2025-12-15
Cash Dividend
quarterly
USD:EUR 0.865000
USD 1.000000
2025-08-29
2025-08-29
2025-09-15
Cash Dividend
quarterly
USD:EUR 0.859000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
Cullen/Frost Bankers's Trailing Annual Dividend Yield (%) for Today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cullen/Frost Bankers (STU:CFZ) has a Dividend Yield % of 2.64% as of Jun. 24, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Cullen/Frost Bankers and its competitors. This is near median its historical median of 2.79. Over the past decade, Cullen/Frost Bankers' Dividend Yield % has ranged from 1.92 to 5.28. According to the industry distribution chart, Cullen/Frost Bankers ranks #734 out of 1252 companies in the Banks industry, placing it in the top 58.6%.
Is Cullen/Frost Bankers' Dividend Yield % too high?
Cullen/Frost Bankers' current Dividend Yield % of 2.64% is near median its 10-year median of 2.79. Over the past 10 years, this metric has ranged from a low of 1.92 to a high of 5.28. The Banks industry median Dividend Yield % is 3.04. Cullen/Frost Bankers' value of 2.64% is 13.2% below this industry median. Based on the distribution chart, Cullen/Frost Bankers ranks #734 out of 1252 companies in the Banks industry, which is below the industry midpoint. Overall, Cullen/Frost Bankers has a GF Score™ of 73/100, reflecting its overall financial health beyond just this single metric.
How does Cullen/Frost Bankers' Dividend Yield % compare to COLB and WAL?
According to the Banks industry distribution chart, Cullen/Frost Bankers ranks #734 out of 1252 companies for Dividend Yield %. This places Cullen/Frost Bankers in the lower half of its industry. The industry median Dividend Yield % is 3.04. Cullen/Frost Bankers' value of 2.64% is 13.2% below this benchmark. Historically, Cullen/Frost Bankers' own Dividend Yield % has ranged from 1.92 to 5.28 over the past decade. While the company's 10-year median is 2.79 vs. the industry median of 3.04, Cullen/Frost Bankers has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 3.04, based on 1,252 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cullen/Frost Bankers's current Dividend Yield % of 2.64% is 13.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Cullen/Frost Bankers and its competitors. For the Banks industry, the median Dividend Yield % is 3.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cullen/Frost Bankers's current Dividend Yield % is 2.64%, which is near median its own 10-year median of 2.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cullen/Frost Bankers stock overvalued right now?
Cullen/Frost Bankers (STU:CFZ) has a current Dividend Yield % of 2.64%. The stock's GF Value™ is €118.94, compared to a current price of €132.00 — trading 11% above its estimated fair value. The current Dividend Yield % is 2.64%, which is near median its 10-year median of 2.79 and 13.2% below the Banks industry median of 3.04. Cullen/Frost Bankers' overall GF Score™ is 73/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Cullen/Frost Bankers (STU:CFZ), the current Dividend Yield % is 2.64% as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cullen/Frost Bankers (STU:CFZ) Overvalued in 2026?
Based on GuruFocus' analysis, Cullen/Frost Bankers stock appears to be overvalued.
The current stock price of €132.00 is trading 11% above its estimated GF Value™ of €118.94.
Key valuation signals for STU:CFZ:
Dividend Yield %: 2.64% (near median its 10-year median of 2.79)
GF Value™: €118.94 vs. price of €132.00 (11% above fair value)
Industry Position: 13.2% below the Banks median (#734 of 1252)
No single metric tells the full story. See the STU:CFZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cullen/Frost is a regional US bank with around $52 billion in assets (as of March 2026), and it focuses exclusively on the Texas market. The bank has deep expertise in this market. It has implemented a relationship-based banking approach that has garnered a strong market share in San Antonio. Cullen/Frost is also expanding into Houston, Dallas, and Austin market regions through targeted branch openings rather than acquisitions. The bank's sweet spot is small to medium-sized Texas-based commercial clients.
73GF Score
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