Cullen/Frost Bankers (STU:CFZ) ROC %: % (As of Mar. 2026)


STU:CFZ Cullen/Frost Bankers Inc STU:CFZ
73 GF Score
Price €132.00
GF Value €118.94
! 5 Warning Signs
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What is Cullen/Frost Bankers ROC %?

Cullen/Frost Bankers STU:CFZ +0.76% 73 ROC % is % as of Mar. 2026. GuruFocus rates STU:CFZ with a GF Score™ of 73/100 and a GF Value™ of €118.94. The stock has 5 warning signs investors should review.

ROC %does not apply to banks.

STU:CFZ
73GF Score
Cullen/Frost Bankers Inc STU:CFZ
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Cullen/Frost Bankers (STU:CFZ) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Cullen/Frost Bankers and its competitors.
Is Cullen/Frost Bankers' ROC % too high?
Cullen/Frost Bankers' current ROC % is %. Overall, Cullen/Frost Bankers has a GF Score™ of 73/100, reflecting its overall financial health beyond just this single metric.
How does Cullen/Frost Bankers' ROC % compare to COLB and WAL?
Cullen/Frost Bankers' ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.98, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Cullen/Frost Bankers and its competitors. For the Banks industry, the median ROC % is 1.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cullen/Frost Bankers's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cullen/Frost Bankers stock overvalued right now?
Cullen/Frost Bankers (STU:CFZ) has a current ROC % of %. The stock's GF Value™ is €118.94, compared to a current price of €132.00 — trading 11% above its estimated fair value. The current ROC % is %. Cullen/Frost Bankers' overall GF Score™ is 73/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Cullen/Frost Bankers (STU:CFZ), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cullen/Frost Bankers (STU:CFZ) Overvalued in 2026?

Based on GuruFocus' analysis, Cullen/Frost Bankers stock appears to be overvalued. The current stock price of €132.00 is trading 11% above its estimated GF Value™ of €118.94.

Key valuation signals for STU:CFZ:

  • ROC %: %
  • GF Value™: €118.94 vs. price of €132.00 (11% above fair value)
  • GF Score™: 73/100 with 5 warning signs

No single metric tells the full story. See the STU:CFZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Cullen/Frost Bankers Business Description

Address 111 W. Houston Street, San Antonio, TX, USA, 78205
Cullen/Frost is a regional US bank with around $52 billion in assets (as of March 2026), and it focuses exclusively on the Texas market. The bank has deep expertise in this market. It has implemented a relationship-based banking approach that has garnered a strong market share in San Antonio. Cullen/Frost is also expanding into Houston, Dallas, and Austin market regions through targeted branch openings rather than acquisitions. The bank's sweet spot is small to medium-sized Texas-based commercial clients.
73GF Score

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ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€132.00
Price
€118.94
GF Value