GURUFOCUS.COM » STOCK LIST » Financial Services » Credit Services » The First Marblehead Corp (NYSE:FMD) » Definitions » Margin of Safety % (DCF Dividends Based)

The First Marblehead (The First Marblehead) Margin of Safety % (DCF Dividends Based) : N/A (As of May. 23, 2024)


View and export this data going back to 2003. Start your Free Trial

What is The First Marblehead Margin of Safety % (DCF Dividends Based)?

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

The First Marblehead's Predictability Rank is Not Rated. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Dividends Based) is not calculated.


Competitive Comparison of The First Marblehead's Margin of Safety % (DCF Dividends Based)

For the Credit Services subindustry, The First Marblehead's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The First Marblehead's Margin of Safety % (DCF Dividends Based) Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, The First Marblehead's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where The First Marblehead's Margin of Safety % (DCF Dividends Based) falls into.



The First Marblehead Margin of Safety % (DCF Dividends Based) Related Terms

Thank you for viewing the detailed overview of The First Marblehead's Margin of Safety % (DCF Dividends Based) provided by GuruFocus.com. Please click on the following links to see related term pages.


The First Marblehead (The First Marblehead) Business Description

Traded in Other Exchanges
N/A
Address
The First Marblehead Corp was formed as a limited partnership in 1991 and was incorporated in Delaware in August 1994. It is a specialty finance company focused on the education financing marketplace in the United States. It provides loan programs on behalf of its lender clients for K-12, undergraduate and graduate students and for college graduates seeking to refinance private education loan obligations, as well as tuition planning, tuition billing, refund management and payment technology services. It provides a fully integrated suite of services through its Monogram loan product service platform, which it refer to as its Monogram platform, as well as certain services on a stand-alone, fee-for-service basis. These loan programs are designed to be marketed to prospective student borrowers and their families directly or through educational institutions and to generate portfolios which might be held by the originating lender or financed in the capital markets. It offers a fully integrated suite of services, including its new Monogram loan product, as well as certain services on a standalone, fee-for-service basis. In addition, it provides administrative and other services to securitization trusts that it has facilitated and asset servicing to the third-party owner of certain securitization trusts. The Company's bank subsidiary, Union Federal Savings Bank is a federally chartered thrift that offers residential and commercial mortgage loans, and certain other banking products. Through its Monogram product offering, it enables lenders to offer borrowers private education loans with competitive terms and clear pricing alternatives, but which are also structured to align product options made available to qualified applicants with their credit risk. The Monogram product integrates all of its service offerings, including program design, marketing support, loan origination and portfolio management. The product enables its lender clients to customize their loan programs to meet their risk control and return objectives without a third-party guaranty. Specifically, the client could customize the range of loan terms offered to their qualified applicants, such as repayment options, loan limits and borrower pricing. The Monogram product is based on its proprietary origination risk score model, which was independently reviewed by a credit bureau. It helps clients design their private education loan programs. The Company's design approach begins with a standard set of pricing options, legal agreements and third-party relationships that it could then customize for its clients in order to satisfy their particular needs. The Company's systems have been designed to provide applicants with consumer protection disclosures required by law and regulation, as well as information helpful for making informed decisions about private education loans. It operates in a competitive environment.FIRSTMARBLEHEAD, the checkered logo, MONOGRAM, MONTICELLO STUDENT LOA
Executives
William Dean Hansen director
John Carter Risley 10 percent owner 757 BEDFORD HIGHWAY, BEDFORD A5 B4A3Z7
Peter S Drotch director
Second Curve Capital Llc 10 percent owner 150 N RADNOR CHESTER ROAD, SUITE F120, RADNOR PA 19087
Thomas K Brown 10 percent owner C/O SECOND CURVE CAPITAL, LLC, 237 PARK AVENUE, 9TH FLOOR, NEW YORK NY 10017
Cameron Dort A Iii director
George G Daly director C/O STERN SCHOOL OF BUSINESS NYU, 44 WEST 4TH ST SUITE 8-69, NEW YORK NY 10012
William R Berkley director 165 MASON STREET, GREENWICH CT 06830
Michael Joseph Plunkett officer: Managing Director C/O ALPHATEC HOLDINGS, INC., 5818 EL CAMINO REAL, CARLSBAD CA 92008
Ryan Randall Brenneman officer: Managing Director C/O EYEGATE PHARMACEUTICALS, INC., 271 WAVERLEY OAKS ROAD, SUITE 108, WALTHAM MA 02452
Henry Cornell director 1099 18TH STREET, SUITE 2300, DENVER CO 80202
Jack L Kopnisky director, officer: CEO, President and COO C/O STERLING NATIONAL BANK, 400 RELLA BOULEVARD, MONTEBELLO NY 10901

The First Marblehead (The First Marblehead) Headlines

From GuruFocus

First Marblehead: Attractive Opportunity

By gurufocus Vitaliy Katsenelson 06-03-2007