Skjern Bank AS (OCSE:SKJE) Margin of Safety % (DCF Dividends Based): 18.95% (As of Aug. 29, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OCSE:SKJE Skjern Bank AS OCSE:SKJE
68 GF Score
Price kr391.00
GF Value kr218.52
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Skjern Bank AS Margin of Safety % (DCF Dividends Based)?

Skjern Bank AS OCSE:SKJE -0.64% 68 Margin of Safety % (DCF Dividends Based) is 18.95% as of Aug. 29, 2026. GuruFocus rates OCSE:SKJE with a GF Score™ of 68/100 and a GF Value™ of kr218.52 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

As of today (2026-08-29), Skjern Bank AS's Predictability Rank is 4.5-Stars. Skjern Bank AS's intrinsic value calculated from the Discounted Dividend model is kr816.72 and current share price is kr391.00. Consequently,

Skjern Bank AS's Margin of Safety % (DCF Dividends Based) using Discounted Dividend model is 18.95%.

Skjern Bank AS Margin of Safety % (DCF Dividends Based) Competitor Comparison

For the Banks - Regional subindustry, Skjern Bank AS's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Skjern Bank AS Margin of Safety % (DCF Dividends Based) vs Banks Industry

For the Banks industry and Financial Services sector, Skjern Bank AS's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where Skjern Bank AS's Margin of Safety % (DCF Dividends Based) falls into.


OCSE:SKJE
68GF Score
Skjern Bank AS OCSE:SKJE
Margin of Safety % (DCF Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Skjern Bank AS Margin of Safety % (DCF Dividends Based) Calculation

Skjern Bank AS's Margin of Safety % (DCF Dividends Based) for today is calculated as

Margin of Safety % (DCF Dividends Based)=(Intrinsic Value: DCF (Dividends Based)-Current Price)/Intrinsic Value: DCF (Dividends Based)
=(482.41-391.00)/482.41
=18.95 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Dividend model with default parameters.

What does a Margin of Safety % (DCF Dividends Based) of 18.95% mean?
Skjern Bank AS (OCSE:SKJE) has a Margin of Safety % (DCF Dividends Based) of 18.95% as of Aug. 29, 2026. Margin of Safety % (DCF Dividends Based) is the percent difference between the current price and the intrinsic DCF Dividends price. View historical data on Skjern Bank AS.
Is Skjern Bank AS's Margin of Safety % (DCF Dividends Based) too high?
Skjern Bank AS's current Margin of Safety % (DCF Dividends Based) is 18.95%. Overall, Skjern Bank AS has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Skjern Bank AS's Margin of Safety % (DCF Dividends Based) compare to competitors?
Skjern Bank AS's Margin of Safety % (DCF Dividends Based) of 18.95% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Dividends Based) for a Banks company?
A good Margin of Safety % (DCF Dividends Based) depends on the Banks industry context. However, Margin of Safety % (DCF Dividends Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Dividends Based) mean?
A high Margin of Safety % (DCF Dividends Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Dividends Based) is the percent difference between the current price and the intrinsic DCF Dividends price. View historical data on Skjern Bank AS. Skjern Bank AS's current Margin of Safety % (DCF Dividends Based) is 18.95%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Skjern Bank AS stock overvalued right now?
Based on GuruFocus' analysis, Skjern Bank AS (OCSE:SKJE) is currently considered Significantly Overvalued. The stock's GF Value™ is kr218.52, compared to a current price of kr391.00 — trading 78.9% above its estimated fair value. The current Margin of Safety % (DCF Dividends Based) is 18.95%. Skjern Bank AS's overall GF Score™ is 68/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Dividends Based) calculated?
Margin of Safety % (DCF Dividends Based) is calculated from a company's financial statements. For Skjern Bank AS (OCSE:SKJE), the current Margin of Safety % (DCF Dividends Based) is 18.95% as of Aug. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Skjern Bank AS (OCSE:SKJE) Overvalued in 2026?

Based on GuruFocus' analysis, Skjern Bank AS stock appears to be overvalued. The current stock price of kr391.00 is trading 78.9% above its estimated GF Value™ of kr218.52. GuruFocus considers Skjern Bank AS to be Significantly Overvalued.

Key valuation signals for OCSE:SKJE:

  • Margin of Safety % (DCF Dividends Based): 18.95%
  • GF Value™: kr218.52 vs. price of kr391.00 (78.9% above fair value)
  • GF Score™: 68/100 with 7 warning signs

No single metric tells the full story. See the OCSE:SKJE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Skjern Bank AS Business Description

Other Exchanges SKJEc:UK0G19:UK
Address Banktorvet 3, Skjern, DNK, 6900
Skjern Bank AS provides various financial services to private customers, corporate and institutional customers, and public companies in Denmark. It offers its customers a full product range combined with professional consultancy services that include credit cards, savings accounts, financing, loans, pension funds, personal and travel insurance, real estate consulting, leasing and investment services, as well as related advisory services, among others.
68GF Score

Get the complete analysis for OCSE:SKJE

Margin of Safety % (DCF Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr391.00
Price
kr218.52
GF Value