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Skjern Bank ASOCSE:SKJE -0.64%68 Net Margin % is 41.50% as of Mar. 2026, which is 13% above its 10-year median of 36.79. GuruFocus rates OCSE:SKJE with a GF Score™ of 68/100 and a GF Value™ of kr218.52 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,523 Banks companies, Skjern Bank AS ranks better than 80.7% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Skjern Bank AS's Net Income for the
three
months ended in Mar. 2026 was kr74.4 Mil. Skjern Bank AS's Revenue for the
three
months ended in Mar. 2026 was kr179.2 Mil. Therefore, Skjern Bank AS's net margin for the quarter that ended in Mar. 2026 was 41.50%.
The historical rank and industry rank for Skjern Bank AS's Net Margin % or its related term are showing as below:
OCSE:SKJE'
s Net Margin % Range Over the Past 10 Years
Min: 27.99 Med: 36.79 Max: 40.44
Current: 37.94
OCSE:SKJE's Net Margin % is ranked better than 80.7% of 1523
companies
in the Banks industry
Industry Median: 27.34
vs OCSE:SKJE: 37.94
Skjern Bank AS (OCSE:SKJE) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Skjern Bank AS Net Margin % Related Terms
Skjern Bank AS Net Margin % Historical Data
* Premium members only.
The historical data trend for Skjern Bank AS's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Skjern Bank AS's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Skjern Bank AS Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Skjern Bank AS's Net Margin % distribution charts can be found below:
* The bar in red indicates where Skjern Bank AS's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Skjern Bank AS (OCSE:SKJE) has a Net Margin % of 41.50% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Skjern Bank AS and its competitors. This is 13% above median its historical median of 36.79. Over the past decade, Skjern Bank AS's Net Margin % has ranged from 27.99 to 40.44. According to the industry distribution chart, Skjern Bank AS ranks #294 out of 1523 companies in the Banks industry, placing it in the top 19.3%.
Is Skjern Bank AS's Net Margin % too high?
Skjern Bank AS's current Net Margin % of 41.50% is 13% above median its 10-year median of 36.79. Over the past 10 years, this metric has ranged from a low of 27.99 to a high of 40.44. The Banks industry median Net Margin % is 27.34. Skjern Bank AS's value of 41.50% is 51.8% above this industry median. Based on the distribution chart, Skjern Bank AS ranks #294 out of 1523 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Skjern Bank AS has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Skjern Bank AS's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Skjern Bank AS ranks #294 out of 1523 companies for Net Margin %. This places Skjern Bank AS in the top 19% of its industry — outperforming the majority of peers. The industry median Net Margin % is 27.34. Skjern Bank AS's value of 41.50% is 51.8% above this benchmark. Historically, Skjern Bank AS's own Net Margin % has ranged from 27.99 to 40.44 over the past decade. While the company's 10-year median is 36.79 vs. the industry median of 27.34, Skjern Bank AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 27.34, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Skjern Bank AS's current Net Margin % of 41.50% is 51.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Skjern Bank AS and its competitors. For the Banks industry, the median Net Margin % is 27.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Skjern Bank AS's current Net Margin % is 41.50%, which is 13% above median its own 10-year median of 36.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Skjern Bank AS stock overvalued right now?
Based on GuruFocus' analysis, Skjern Bank AS (OCSE:SKJE) is currently considered Significantly Overvalued. The stock's GF Value™ is kr218.52, compared to a current price of kr391.00 — trading 78.9% above its estimated fair value. The current Net Margin % is 41.50%, which is 13% above median its 10-year median of 36.79 and 51.8% above the Banks industry median of 27.34. Skjern Bank AS's overall GF Score™ is 68/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Skjern Bank AS (OCSE:SKJE), the current Net Margin % is 41.50% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Skjern Bank AS (OCSE:SKJE) Overvalued in 2026?
Based on GuruFocus' analysis, Skjern Bank AS stock appears to be overvalued.
The current stock price of kr391.00 is trading 78.9% above its estimated GF Value™ of kr218.52.
GuruFocus considers Skjern Bank AS to be Significantly Overvalued.
Key valuation signals for OCSE:SKJE:
Net Margin %: 41.50% (13% above median its 10-year median of 36.79)
GF Value™: kr218.52 vs. price of kr391.00 (78.9% above fair value)
Industry Position: 51.8% above the Banks median (#294 of 1523)
No single metric tells the full story. See the OCSE:SKJE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Skjern Bank AS provides various financial services to private customers, corporate and institutional customers, and public companies in Denmark. It offers its customers a full product range combined with professional consultancy services that include credit cards, savings accounts, financing, loans, pension funds, personal and travel insurance, real estate consulting, leasing and investment services, as well as related advisory services, among others.
68GF Score
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