Emerald Finance (BOM:538882) Margin of Safety % (DCF FCF Based): N/A (As of Jun. 30, 2026)


BOM:538882 Emerald Finance Ltd BOM:538882
79 GF Score
Price ₹53.97
GF Value ₹94.55
Valuation Possible Value Trap
! 2 Warning Signs
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What is Emerald Finance Margin of Safety % (DCF FCF Based)?

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-30), Emerald Finance's Predictability Rank is 2-Stars. Emerald Finance's intrinsic value calculated from the Discounted FCF model is ₹102.86 and current share price is ₹53.97. Consequently,

Emerald Finance's Margin of Safety % (DCF FCF Based) using Discounted FCF model is N/A.

BOM:538882 vs V, MA, AXP: Margin of Safety % (DCF FCF Based) Comparison

For the Credit Services subindustry, Emerald Finance's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Emerald Finance Margin of Safety % (DCF FCF Based) vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Emerald Finance's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Emerald Finance's Margin of Safety % (DCF FCF Based) falls into.


BOM:538882
79GF Score
Emerald Finance Ltd BOM:538882
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Emerald Finance Margin of Safety % (DCF FCF Based) Calculation

Emerald Finance's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)=(Intrinsic Value: DCF (FCF Based)-Current Price)/Intrinsic Value: DCF (FCF Based)
=(-29.43-53.97)/-29.43
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

Is Emerald Finance (BOM:538882) Overvalued in 2026?

Based on GuruFocus' analysis, Emerald Finance stock appears to be undervalued. The current stock price of ₹53.97 is trading 42.9% below its estimated GF Value™ of ₹94.55. GuruFocus considers Emerald Finance to be Possible Value Trap.

Key valuation signals for BOM:538882:

  • Margin of Safety % (DCF FCF Based): N/A
  • GF Value™: ₹94.55 vs. price of ₹53.97 (42.9% below fair value)
  • GF Score™: 79/100 with 2 warning signs

No single metric tells the full story. See the BOM:538882 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Emerald Finance Business Description

Address S.C.O. 7, Industrial Area Phase-II, Behind Plot No. 410, Chandigarh, IND, 160002
Emerald Finance Ltd operates as a non-banking financial company focused on retail and micro, small, and medium enterprise (MSME) lending. The company acts as a loan origination platform for multiple financial institutions, providing a broad range of financial products including personal loans, business loans, home loans, and early wage access through digital channels. It serves customers mainly in northern and western regions of India, leveraging partnerships with banks and fintech platforms to reach diverse client segments. Revenue is generated from loan disbursements, interest income, and brokerage fees earned by facilitating lending through its network and technology-driven platforms.
79GF Score

Get the complete analysis for BOM:538882

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹53.97
Price
₹94.55
GF Value