Bank Polska Kasa Opieki (CHIX:PEOW) Margin of Safety % (DCF FCF Based): 85.61% (As of Jun. 26, 2026)


CHIX:PEOW Bank Polska Kasa Opieki SA CHIX:PEOW
79 GF Score
Price zł110.10
GF Value zł84.49
! 9 Warning Signs
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What is Bank Polska Kasa Opieki Margin of Safety % (DCF FCF Based)?

Bank Polska Kasa Opieki CHIX:PEOW 79 Margin of Safety % (DCF FCF Based) is 85.61% as of Jun. 26, 2026. GuruFocus rates CHIX:PEOW with a GF Score™ of 79/100 and a GF Value™ of zł84.49. The stock has 9 warning signs investors should review.

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-26), Bank Polska Kasa Opieki's Predictability Rank is 1.5-Stars. Bank Polska Kasa Opieki's intrinsic value calculated from the Discounted FCF model is zł415.63 and current share price is zł110.10. Consequently,

Bank Polska Kasa Opieki's Margin of Safety % (DCF FCF Based) using Discounted FCF model is 85.61%.

CHIX:PEOW vs PNC: Margin of Safety % (DCF FCF Based) Comparison

For the Banks - Regional subindustry, Bank Polska Kasa Opieki's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Bank Polska Kasa Opieki Margin of Safety % (DCF FCF Based) vs Banks Industry

For the Banks industry and Financial Services sector, Bank Polska Kasa Opieki's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Bank Polska Kasa Opieki's Margin of Safety % (DCF FCF Based) falls into.


CHIX:PEOW
79GF Score
Bank Polska Kasa Opieki SA CHIX:PEOW
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank Polska Kasa Opieki Margin of Safety % (DCF FCF Based) Calculation

Bank Polska Kasa Opieki's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)=(Intrinsic Value: DCF (FCF Based)-Current Price)/Intrinsic Value: DCF (FCF Based)
=(765.23-110.10)/765.23
=85.61 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

What does a Margin of Safety % (DCF FCF Based) of 85.61% mean?
Bank Polska Kasa Opieki (CHIX:PEOW) has a Margin of Safety % (DCF FCF Based) of 85.61% as of Jun. 26, 2026. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on Bank Polska Kasa Opieki.
Is Bank Polska Kasa Opieki's Margin of Safety % (DCF FCF Based) too high?
Bank Polska Kasa Opieki's current Margin of Safety % (DCF FCF Based) is 85.61%. Overall, Bank Polska Kasa Opieki has a GF Score™ of 79/100, reflecting its overall financial health beyond just this single metric.
How does Bank Polska Kasa Opieki's Margin of Safety % (DCF FCF Based) compare to PNC?
Bank Polska Kasa Opieki's Margin of Safety % (DCF FCF Based) of 85.61% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF FCF Based) for a Banks company?
A good Margin of Safety % (DCF FCF Based) depends on the Banks industry context. However, Margin of Safety % (DCF FCF Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF FCF Based) mean?
A high Margin of Safety % (DCF FCF Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on Bank Polska Kasa Opieki. Bank Polska Kasa Opieki's current Margin of Safety % (DCF FCF Based) is 85.61%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Polska Kasa Opieki stock overvalued right now?
Bank Polska Kasa Opieki (CHIX:PEOW) has a current Margin of Safety % (DCF FCF Based) of 85.61%. The stock's GF Value™ is zł84.49, compared to a current price of zł110.10 — trading 30.3% above its estimated fair value. The current Margin of Safety % (DCF FCF Based) is 85.61%. Bank Polska Kasa Opieki's overall GF Score™ is 79/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF FCF Based) calculated?
Margin of Safety % (DCF FCF Based) is calculated from a company's financial statements. For Bank Polska Kasa Opieki (CHIX:PEOW), the current Margin of Safety % (DCF FCF Based) is 85.61% as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Polska Kasa Opieki (CHIX:PEOW) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Polska Kasa Opieki stock appears to be overvalued. The current stock price of zł110.10 is trading 30.3% above its estimated GF Value™ of zł84.49.

Key valuation signals for CHIX:PEOW:

  • Margin of Safety % (DCF FCF Based): 85.61%
  • GF Value™: zł84.49 vs. price of zł110.10 (30.3% above fair value)
  • GF Score™: 79/100 with 9 warning signs

No single metric tells the full story. See the CHIX:PEOW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank Polska Kasa Opieki Business Description

Address Zubra Street 1, Warsaw, POL, 01-066
Bank Polska Kasa Opieki SA is a commercial banking group that provides a wide variety of retail and investment services in Poland. The group's four segments include retail banking and private banking, corporate and investment banking, enterprise banking and assets and liabilities management. Of these segments, retail and private banking is the greatest contributor to both net interest income and fee and commission income, followed by corporate and investment banking. The majority of the bank's revenue is net interest income, almost entirely derived from loans and receivables from customers.
79GF Score

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Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł110.10
Price
zł84.49
GF Value