Bank Polska Kasa Opieki (CHIX:PEOW) Scaled Net Operating Assets: 0.14 (As of Mar. 2026)


CHIX:PEOW Bank Polska Kasa Opieki SA CHIX:PEOW
79 GF Score
Price zł110.10
GF Value zł84.49
! 9 Warning Signs
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What is Bank Polska Kasa Opieki Scaled Net Operating Assets?

Bank Polska Kasa Opieki CHIX:PEOW 79 Scaled Net Operating Assets is 0.14 as of Mar. 2026. GuruFocus rates CHIX:PEOW with a GF Score™ of 79/100 and a GF Value™ of zł84.49. The stock has 9 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Bank Polska Kasa Opieki's operating assets for the quarter that ended in Mar. 2026 was zł341,880 Mil. Bank Polska Kasa Opieki's operating liabilities for the quarter that ended in Mar. 2026 was zł290,966 Mil. Bank Polska Kasa Opieki's Total Assets for the quarter that ended in Dec. 2025 was zł352,233 Mil. Therefore, Bank Polska Kasa Opieki's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.14.

CHIX:PEOW
79GF Score
Bank Polska Kasa Opieki SA CHIX:PEOW
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank Polska Kasa Opieki Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Bank Polska Kasa Opieki's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(340217-286190)/334242
=0.16

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=352233 - 12016
=340217

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=316871 - 30681 - 0
=286190

Bank Polska Kasa Opieki's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(341880-290966)/352233
=0.14

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=356347 - 14467
=341880

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=320306 - 29340 - 0
=290966

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.14 mean?
Bank Polska Kasa Opieki (CHIX:PEOW) has a Scaled Net Operating Assets of 0.14 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Bank Polska Kasa Opieki and its competitors.
Is Bank Polska Kasa Opieki's Scaled Net Operating Assets too high?
Bank Polska Kasa Opieki's current Scaled Net Operating Assets is 0.14. Overall, Bank Polska Kasa Opieki has a GF Score™ of 79/100, reflecting its overall financial health beyond just this single metric.
How does Bank Polska Kasa Opieki's Scaled Net Operating Assets compare to PNC?
Bank Polska Kasa Opieki's Scaled Net Operating Assets of 0.14 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Bank Polska Kasa Opieki and its competitors. Bank Polska Kasa Opieki's current Scaled Net Operating Assets is 0.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Polska Kasa Opieki stock overvalued right now?
Bank Polska Kasa Opieki (CHIX:PEOW) has a current Scaled Net Operating Assets of 0.14. The stock's GF Value™ is zł84.49, compared to a current price of zł110.10 — trading 30.3% above its estimated fair value. The current Scaled Net Operating Assets is 0.14. Bank Polska Kasa Opieki's overall GF Score™ is 79/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Bank Polska Kasa Opieki (CHIX:PEOW), the current Scaled Net Operating Assets is 0.14 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Polska Kasa Opieki (CHIX:PEOW) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Polska Kasa Opieki stock appears to be overvalued. The current stock price of zł110.10 is trading 30.3% above its estimated GF Value™ of zł84.49.

Key valuation signals for CHIX:PEOW:

  • Scaled Net Operating Assets: 0.14
  • GF Value™: zł84.49 vs. price of zł110.10 (30.3% above fair value)
  • GF Score™: 79/100 with 9 warning signs

No single metric tells the full story. See the CHIX:PEOW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank Polska Kasa Opieki Business Description

Address Zubra Street 1, Warsaw, POL, 01-066
Bank Polska Kasa Opieki SA is a commercial banking group that provides a wide variety of retail and investment services in Poland. The group's four segments include retail banking and private banking, corporate and investment banking, enterprise banking and assets and liabilities management. Of these segments, retail and private banking is the greatest contributor to both net interest income and fee and commission income, followed by corporate and investment banking. The majority of the bank's revenue is net interest income, almost entirely derived from loans and receivables from customers.
79GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł110.10
Price
zł84.49
GF Value