The historical rank and industry rank for Bank Polska Kasa Opieki's Net Margin % or its related term are showing as below:
CHIX:PEOw'
s Net Margin % Range Over the Past 10 Years
Min: 13.88 Med: 30.15 Max: 43.47
Current: 37.88
CHIX:PEOw's Net Margin % is ranked better than 81% of 1526
companies
in the Banks industry
Industry Median: 26.97
vs CHIX:PEOw: 37.88
Bank Polska Kasa Opieki (CHIX:PEOw) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Bank Polska Kasa Opieki Net Margin % Related Terms
Bank Polska Kasa Opieki Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bank Polska Kasa Opieki's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank Polska Kasa Opieki Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Bank Polska Kasa Opieki's Net Margin % distribution charts can be found below:
* The bar in red indicates where Bank Polska Kasa Opieki's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank Polska Kasa Opieki (CHIX:PEOW) has a Net Margin % of 29.54% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Bank Polska Kasa Opieki and its competitors. This is near median its historical median of 30.15. Over the past decade, Bank Polska Kasa Opieki's Net Margin % has ranged from 13.88 to 43.47. According to the industry distribution chart, Bank Polska Kasa Opieki ranks #290 out of 1526 companies in the Banks industry, placing it in the top 19%.
Is Bank Polska Kasa Opieki's Net Margin % too high?
Bank Polska Kasa Opieki's current Net Margin % of 29.54% is near median its 10-year median of 30.15. Over the past 10 years, this metric has ranged from a low of 13.88 to a high of 43.47. The Banks industry median Net Margin % is 26.97. Bank Polska Kasa Opieki's value of 29.54% is 9.5% above this industry median. Based on the distribution chart, Bank Polska Kasa Opieki ranks #290 out of 1526 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank Polska Kasa Opieki has a GF Score™ of 79/100, reflecting its overall financial health beyond just this single metric.
How does Bank Polska Kasa Opieki's Net Margin % compare to PNC?
According to the Banks industry distribution chart, Bank Polska Kasa Opieki ranks #290 out of 1526 companies for Net Margin %. This places Bank Polska Kasa Opieki in the top 19% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.97. Bank Polska Kasa Opieki's value of 29.54% is 9.5% above this benchmark. Historically, Bank Polska Kasa Opieki's own Net Margin % has ranged from 13.88 to 43.47 over the past decade. While the company's 10-year median is 30.15 vs. the industry median of 26.97, Bank Polska Kasa Opieki has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.97, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Polska Kasa Opieki's current Net Margin % of 29.54% is 9.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Bank Polska Kasa Opieki and its competitors. For the Banks industry, the median Net Margin % is 26.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Polska Kasa Opieki's current Net Margin % is 29.54%, which is near median its own 10-year median of 30.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Polska Kasa Opieki stock overvalued right now?
Bank Polska Kasa Opieki (CHIX:PEOW) has a current Net Margin % of 29.54%. The stock's GF Value™ is zł84.49, compared to a current price of zł110.10 — trading 30.3% above its estimated fair value. The current Net Margin % is 29.54%, which is near median its 10-year median of 30.15 and 9.5% above the Banks industry median of 26.97. Bank Polska Kasa Opieki's overall GF Score™ is 79/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Bank Polska Kasa Opieki (CHIX:PEOW), the current Net Margin % is 29.54% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank Polska Kasa Opieki (CHIX:PEOW) Overvalued in 2026?
Based on GuruFocus' analysis, Bank Polska Kasa Opieki stock appears to be overvalued.
The current stock price of zł110.10 is trading 30.3% above its estimated GF Value™ of zł84.49.
Key valuation signals for CHIX:PEOW:
Net Margin %: 29.54% (near median its 10-year median of 30.15)
GF Value™: zł84.49 vs. price of zł110.10 (30.3% above fair value)
Industry Position: 9.5% above the Banks median (#290 of 1526)
No single metric tells the full story. See the CHIX:PEOW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank Polska Kasa Opieki SA is a commercial banking group that provides a wide variety of retail and investment services in Poland. The group's four segments include retail banking and private banking, corporate and investment banking, enterprise banking and assets and liabilities management. Of these segments, retail and private banking is the greatest contributor to both net interest income and fee and commission income, followed by corporate and investment banking. The majority of the bank's revenue is net interest income, almost entirely derived from loans and receivables from customers.
79GF Score
Get the complete analysis for CHIX:PEOW
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
CHIX:PEOW has been successfully added to your 
