Associated Banc-Corp (FRA:AB5) Margin of Safety % (DCF FCF Based): 27.93% (As of Jul. 03, 2026)


FRA:AB5 Associated Banc-Corp FRA:AB5
65 GF Score
Price €26.40
GF Value €25.32
Valuation Fairly Valued
! 5 Warning Signs
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What is Associated Banc-Corp Margin of Safety % (DCF FCF Based)?

Associated Banc-Corp FRA:AB5 +3.12% 65 Margin of Safety % (DCF FCF Based) is 27.93% as of Jul. 03, 2026. GuruFocus rates FRA:AB5 with a GF Score™ of 65/100 and a GF Value™ of €25.32 (Fairly Valued). The stock has 5 warning signs investors should review.

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-07-03), Associated Banc-Corp's Predictability Rank is 2-Stars. Associated Banc-Corp's intrinsic value calculated from the Discounted FCF model is €30.31 and current share price is €26.40. Consequently,

Associated Banc-Corp's Margin of Safety % (DCF FCF Based) using Discounted FCF model is 27.93%.

FRA:AB5 vs HOMB, AUB, HWC: Margin of Safety % (DCF FCF Based) Comparison

For the Banks - Regional subindustry, Associated Banc-Corp's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Associated Banc-Corp Margin of Safety % (DCF FCF Based) vs Banks Industry

For the Banks industry and Financial Services sector, Associated Banc-Corp's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Associated Banc-Corp's Margin of Safety % (DCF FCF Based) falls into.


FRA:AB5
65GF Score
Associated Banc-Corp FRA:AB5
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Associated Banc-Corp Margin of Safety % (DCF FCF Based) Calculation

Associated Banc-Corp's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)=(Intrinsic Value: DCF (FCF Based)-Current Price)/Intrinsic Value: DCF (FCF Based)
=(36.63-26.40)/36.63
=27.93 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

What does a Margin of Safety % (DCF FCF Based) of 27.93% mean?
Associated Banc-Corp (FRA:AB5) has a Margin of Safety % (DCF FCF Based) of 27.93% as of Jul. 03, 2026. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on Associated Banc-Corp.
Is Associated Banc-Corp's Margin of Safety % (DCF FCF Based) too high?
Associated Banc-Corp's current Margin of Safety % (DCF FCF Based) is 27.93%. Overall, Associated Banc-Corp has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Associated Banc-Corp's Margin of Safety % (DCF FCF Based) compare to HOMB and AUB?
Associated Banc-Corp's Margin of Safety % (DCF FCF Based) of 27.93% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF FCF Based) for a Banks company?
A good Margin of Safety % (DCF FCF Based) depends on the Banks industry context. However, Margin of Safety % (DCF FCF Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF FCF Based) mean?
A high Margin of Safety % (DCF FCF Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on Associated Banc-Corp. Associated Banc-Corp's current Margin of Safety % (DCF FCF Based) is 27.93%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Associated Banc-Corp stock overvalued right now?
Based on GuruFocus' analysis, Associated Banc-Corp (FRA:AB5) is currently considered Fairly Valued. The stock's GF Value™ is €25.32, compared to a current price of €26.40 — trading 4.3% above its estimated fair value. The current Margin of Safety % (DCF FCF Based) is 27.93%. Associated Banc-Corp's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF FCF Based) calculated?
Margin of Safety % (DCF FCF Based) is calculated from a company's financial statements. For Associated Banc-Corp (FRA:AB5), the current Margin of Safety % (DCF FCF Based) is 27.93% as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Associated Banc-Corp (FRA:AB5) Overvalued in 2026?

Based on GuruFocus' analysis, Associated Banc-Corp stock appears to be overvalued. The current stock price of €26.40 is trading 4.3% above its estimated GF Value™ of €25.32. GuruFocus considers Associated Banc-Corp to be Fairly Valued.

Key valuation signals for FRA:AB5:

  • Margin of Safety % (DCF FCF Based): 27.93%
  • GF Value™: €25.32 vs. price of €26.40 (4.3% above fair value)
  • GF Score™: 65/100 with 5 warning signs

No single metric tells the full story. See the FRA:AB5 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Associated Banc-Corp Business Description

Address 433 Main Street, Green Bay, WI, USA, 54301
Associated Banc-Corp is a bank holding company based in the United States of America. The company, through its subsidiaries, provides a broad array of banking and non-banking products and services to individuals and businesses. The group operates in three reportable segments: Corporate and Commercial Specialty; Community, Consumer, and Business; and Risk Management and Shared Services. The majority of its revenue is derived from the Corporate and Commercial Specialty segment, which serves a wide range of customers, including larger businesses, developers, not-for-profits, municipalities, and financial institutions by providing lending and deposit solutions as well as support to deliver, fund, and manage such banking solutions.
65GF Score

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Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€26.40
Price
€25.32
GF Value