Associated Banc-Corp (FRA:AB5) Scaled Net Operating Assets: 0.05 (As of Mar. 2026)


FRA:AB5 Associated Banc-Corp FRA:AB5
65 GF Score
Price €25.80
GF Value €24.76
Valuation Fairly Valued
! 5 Warning Signs
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What is Associated Banc-Corp Scaled Net Operating Assets?

Associated Banc-Corp FRA:AB5 -2.27% 65 Scaled Net Operating Assets is 0.05 as of Mar. 2026. GuruFocus rates FRA:AB5 with a GF Score™ of 65/100 and a GF Value™ of €24.76 (Fairly Valued). The stock has 5 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Associated Banc-Corp's operating assets for the quarter that ended in Mar. 2026 was €33,474 Mil. Associated Banc-Corp's operating liabilities for the quarter that ended in Mar. 2026 was €31,643 Mil. Associated Banc-Corp's Total Assets for the quarter that ended in Dec. 2025 was €38,603 Mil. Therefore, Associated Banc-Corp's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.05.

FRA:AB5
65GF Score
Associated Banc-Corp FRA:AB5
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Associated Banc-Corp Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Associated Banc-Corp's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(37135.144-31055.608)/41087.03
=0.15

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=38603.017 - 1467.873
=37135.144

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=34354.071 - 860.08 - 2438.383
=31055.608

Associated Banc-Corp's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(33474.029-31642.978)/38603.017
=0.05

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=39438.585 - 5964.556
=33474.029

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=35115.426 - 868.798 - 2603.65
=31642.978

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.05 mean?
Associated Banc-Corp (FRA:AB5) has a Scaled Net Operating Assets of 0.05 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Associated Banc-Corp and its competitors.
Is Associated Banc-Corp's Scaled Net Operating Assets too high?
Associated Banc-Corp's current Scaled Net Operating Assets is 0.05. Overall, Associated Banc-Corp has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Associated Banc-Corp's Scaled Net Operating Assets compare to HOMB and AUB?
Associated Banc-Corp's Scaled Net Operating Assets of 0.05 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Associated Banc-Corp and its competitors. Associated Banc-Corp's current Scaled Net Operating Assets is 0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Associated Banc-Corp stock overvalued right now?
Based on GuruFocus' analysis, Associated Banc-Corp (FRA:AB5) is currently considered Fairly Valued. The stock's GF Value™ is €24.76, compared to a current price of €25.80 — trading 4.2% above its estimated fair value. The current Scaled Net Operating Assets is 0.05. Associated Banc-Corp's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Associated Banc-Corp (FRA:AB5), the current Scaled Net Operating Assets is 0.05 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Associated Banc-Corp (FRA:AB5) Overvalued in 2026?

Based on GuruFocus' analysis, Associated Banc-Corp stock appears to be overvalued. The current stock price of €25.80 is trading 4.2% above its estimated GF Value™ of €24.76. GuruFocus considers Associated Banc-Corp to be Fairly Valued.

Key valuation signals for FRA:AB5:

  • Scaled Net Operating Assets: 0.05
  • GF Value™: €24.76 vs. price of €25.80 (4.2% above fair value)
  • GF Score™: 65/100 with 5 warning signs

No single metric tells the full story. See the FRA:AB5 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Associated Banc-Corp Business Description

Address 433 Main Street, Green Bay, WI, USA, 54301
Associated Banc-Corp is a bank holding company based in the United States of America. The company, through its subsidiaries, provides a broad array of banking and non-banking products and services to individuals and businesses. The group operates in three reportable segments: Corporate and Commercial Specialty; Community, Consumer, and Business; and Risk Management and Shared Services. The majority of its revenue is derived from the Corporate and Commercial Specialty segment, which serves a wide range of customers, including larger businesses, developers, not-for-profits, municipalities, and financial institutions by providing lending and deposit solutions as well as support to deliver, fund, and manage such banking solutions.
65GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€25.80
Price
€24.76
GF Value