Haosen Fintech Group (HKSE:03848) Margin of Safety % (DCF FCF Based): N/A (As of Sep. 05, 2026)

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Director of Data and Quant Analytics at GuruFocus
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HKSE:03848 Haosen Fintech Group Ltd HKSE:03848
53 GF Score
Price HK$2.12
GF Value HK$0.88
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Haosen Fintech Group Margin of Safety % (DCF FCF Based)?

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

Haosen Fintech Group's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF FCF Based) is not calculated.

HKSE:03848 vs V, MA, AXP: Margin of Safety % (DCF FCF Based) Comparison

For the Credit Services subindustry, Haosen Fintech Group's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Haosen Fintech Group Margin of Safety % (DCF FCF Based) vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Haosen Fintech Group's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Haosen Fintech Group's Margin of Safety % (DCF FCF Based) falls into.


HKSE:03848
53GF Score
Haosen Fintech Group Ltd HKSE:03848
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Haosen Fintech Group (HKSE:03848) Overvalued in 2026?

Based on GuruFocus' analysis, Haosen Fintech Group stock appears to be overvalued. The current stock price of HK$2.12 is trading 140.9% above its estimated GF Value™ of HK$0.88. GuruFocus considers Haosen Fintech Group to be Significantly Overvalued.

Key valuation signals for HKSE:03848:

  • Margin of Safety % (DCF FCF Based): N/A
  • GF Value™: HK$0.88 vs. price of HK$2.12 (140.9% above fair value)
  • GF Score™: 53/100 with 6 warning signs

No single metric tells the full story. See the HKSE:03848 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Haosen Fintech Group Business Description

Address 26 Harbour Road, Room 3402, 34th Floor, China Resources Building, Wanchai, Hong Kong, HKG
Haosen Fintech Group Ltd is engaged in the provision of small loans and related loan facilitation services in the PRC; and provision of investment management and advisory services, securities dealing and broking services, and other financial services in Hong Kong. Its segment includes Finance lease and factoring related services; Microcredit and loan facilitation related services; & Securities dealing and broking, and other financial services. It generates the majority of its revenue from the Microcredit and loan facilitation-related services segment, which includes the provision of (a) micro-credit and subordinated mortgage to individuals and corporates; and (b) post-loan facilitation-related services in the PRC. Geographically, the company derives a majority of its revenue from the PRC.
53GF Score

Get the complete analysis for HKSE:03848

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$2.12
Price
HK$0.88
GF Value