Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Haosen Fintech GroupHKSE:03848 +2.91%53 Dividend Yield % is 0.28% as of Sep. 05, 2026, which is 43% below its 10-year median of 0.49. GuruFocus rates HKSE:03848 with a GF Score™ of 53/100 and a GF Value™ of HK$0.88 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 206 Credit Services companies, Haosen Fintech Group ranks worse than 93.2% on this metric.
As of today (2026-09-05), the Trailing Annual Dividend Yield of Haosen Fintech Group is 0.28%.
The historical rank and industry rank for Haosen Fintech Group's Dividend Yield % or its related term are showing as below:
HKSE:03848'
s Dividend Yield % Range Over the Past 10 Years
Min: 0.23 Med: 0.49 Max: 1.65
Current: 0.28
During the past 12 years, the highest Dividend Yield of Haosen Fintech Group was 1.65%. The lowest was 0.23%. And the median was 0.49%.
HKSE:03848's Dividend Yield % is ranked worse than 93.2% of 206
companies
in the Credit Services industry
Industry Median: 3.63
vs HKSE:03848: 0.28
If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Haosen Fintech Group Ltd is 0.86, which seems too high.
During the past 12 years, the highest Dividend Payout Ratio of Haosen Fintech Group was 6.00. The lowest was 0.11. And the median was 0.21.
Haosen Fintech Group (HKSE:03848) Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Haosen Fintech Group Dividend Yield % Related Terms
Haosen Fintech Group Dividend Yield % Historical Data
* Premium members only.
The historical data trend for Haosen Fintech Group's Dividend Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HKSE:03848 vs V, MA, AXP: Dividend Yield % Comparison
For the Credit Services subindustry, Haosen Fintech Group's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Haosen Fintech Group Dividend Yield % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Haosen Fintech Group's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Haosen Fintech Group's Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Haosen Fintech Group Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
HKD 0.006000
2026-06-01
2026-06-03
2026-06-26
Cash Dividend
annually
HKD:HKD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
Haosen Fintech Group's Trailing Annual Dividend Yield (%) for Today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Haosen Fintech Group (HKSE:03848) has a Dividend Yield % of 0.28% as of Sep. 05, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Haosen Fintech Group and its competitors. This is 43% below median its historical median of 0.49. Over the past decade, Haosen Fintech Group's Dividend Yield % has ranged from 0.23 to 1.65. According to the industry distribution chart, Haosen Fintech Group ranks #192 out of 206 companies in the Credit Services industry, placing it in the top 93.2%.
Is Haosen Fintech Group's Dividend Yield % too high?
Haosen Fintech Group's current Dividend Yield % of 0.28% is 43% below median its 10-year median of 0.49. Over the past 10 years, this metric has ranged from a low of 0.23 to a high of 1.65. The Credit Services industry median Dividend Yield % is 3.63. Haosen Fintech Group's value of 0.28% is 92.3% below this industry median. Based on the distribution chart, Haosen Fintech Group ranks #192 out of 206 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Haosen Fintech Group has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Haosen Fintech Group's Dividend Yield % compare to V and MA?
According to the Credit Services industry distribution chart, Haosen Fintech Group ranks #192 out of 206 companies for Dividend Yield %. This places Haosen Fintech Group in the lower half of its industry. The industry median Dividend Yield % is 3.63. Haosen Fintech Group's value of 0.28% is 92.3% below this benchmark. Historically, Haosen Fintech Group's own Dividend Yield % has ranged from 0.23 to 1.65 over the past decade. While the company's 10-year median is 0.49 vs. the industry median of 3.63, Haosen Fintech Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Credit Services company?
The median Dividend Yield % among Credit Services companies is 3.63, based on 206 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Haosen Fintech Group's current Dividend Yield % of 0.28% is 92.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Haosen Fintech Group and its competitors. For the Credit Services industry, the median Dividend Yield % is 3.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Haosen Fintech Group's current Dividend Yield % is 0.28%, which is 43% below median its own 10-year median of 0.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Haosen Fintech Group stock overvalued right now?
Based on GuruFocus' analysis, Haosen Fintech Group (HKSE:03848) is currently considered Significantly Overvalued. The stock's GF Value™ is HK$0.88, compared to a current price of HK$2.12 — trading 140.9% above its estimated fair value. The current Dividend Yield % is 0.28%, which is 43% below median its 10-year median of 0.49 and 92.3% below the Credit Services industry median of 3.63. Haosen Fintech Group's overall GF Score™ is 53/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Haosen Fintech Group (HKSE:03848), the current Dividend Yield % is 0.28% as of Sep. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Haosen Fintech Group (HKSE:03848) Overvalued in 2026?
Based on GuruFocus' analysis, Haosen Fintech Group stock appears to be overvalued.
The current stock price of HK$2.12 is trading 140.9% above its estimated GF Value™ of HK$0.88.
GuruFocus considers Haosen Fintech Group to be Significantly Overvalued.
Key valuation signals for HKSE:03848:
Dividend Yield %: 0.28% (43% below median its 10-year median of 0.49)
GF Value™: HK$0.88 vs. price of HK$2.12 (140.9% above fair value)
Industry Position: 92.3% below the Credit Services median (#192 of 206)
No single metric tells the full story. See the HKSE:03848 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Haosen Fintech Group Ltd is engaged in the provision of small loans and related loan facilitation services in the PRC; and provision of investment management and advisory services, securities dealing and broking services, and other financial services in Hong Kong. Its segment includes Finance lease and factoring related services; Microcredit and loan facilitation related services; & Securities dealing and broking, and other financial services. It generates the majority of its revenue from the Microcredit and loan facilitation-related services segment, which includes the provision of (a) micro-credit and subordinated mortgage to individuals and corporates; and (b) post-loan facilitation-related services in the PRC. Geographically, the company derives a majority of its revenue from the PRC.
53GF Score
Get the complete analysis for HKSE:03848
Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
HKSE:03848 has been successfully added to your 
