Bien Sparebank ASA (OSL:BIEN) Margin of Safety % (DCF FCF Based): N/A (As of Jun. 27, 2026)


OSL:BIEN Bien Sparebank ASA OSL:BIEN
64 GF Score
Price kr150.00
GF Value kr133.35
Valuation Modestly Overvalued
! 3 Warning Signs
View Full Analysis

What is Bien Sparebank ASA Margin of Safety % (DCF FCF Based)?

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

Bien Sparebank ASA's Predictability Rank is Not Rated. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF FCF Based) is not calculated.

Bien Sparebank ASA Margin of Safety % (DCF FCF Based) Competitor Comparison

For the Banks - Regional subindustry, Bien Sparebank ASA's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Bien Sparebank ASA Margin of Safety % (DCF FCF Based) vs Banks Industry

For the Banks industry and Financial Services sector, Bien Sparebank ASA's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Bien Sparebank ASA's Margin of Safety % (DCF FCF Based) falls into.


OSL:BIEN
64GF Score
Bien Sparebank ASA OSL:BIEN
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Bien Sparebank ASA (OSL:BIEN) Overvalued in 2026?

Based on GuruFocus' analysis, Bien Sparebank ASA stock appears to be overvalued. The current stock price of kr150.00 is trading 12.5% above its estimated GF Value™ of kr133.35. GuruFocus considers Bien Sparebank ASA to be Modestly Overvalued.

Key valuation signals for OSL:BIEN:

  • Margin of Safety % (DCF FCF Based): N/A
  • GF Value™: kr133.35 vs. price of kr150.00 (12.5% above fair value)
  • GF Score™: 64/100 with 3 warning signs

No single metric tells the full story. See the OSL:BIEN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bien Sparebank ASA Business Description

Address Dronning Mauds gate 11, Oslo, NOR, 0250
Bien Sparebank ASA is a independent savings bank. It is a close and accessible bank for individuals and businesses in the Oslo area. The company offers various services namely daily banking, saving, pension, insurance and others.
64GF Score

Get the complete analysis for OSL:BIEN

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr150.00
Price
kr133.35
GF Value