Bien Sparebank ASA (OSL:BIEN) Total Liabilities: kr5,563.1 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OSL:BIEN Bien Sparebank ASA OSL:BIEN
64 GF Score
Price kr144.00
GF Value kr132.89
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Bien Sparebank ASA Total Liabilities?

Bien Sparebank ASA OSL:BIEN 64 Total Liabilities is kr5,563.1 Mil as of Mar. 2026. GuruFocus rates OSL:BIEN with a GF Score™ of 64/100 and a GF Value™ of kr132.89 (Fairly Valued). The stock has 2 warning signs investors should review.

Bien Sparebank ASA's Total Liabilities for the quarter that ended in Mar. 2026 was kr5,563.1 Mil.

Bien Sparebank ASA's quarterly Total Liabilities increased from Sep. 2025 (kr5,285.54 Mil) to Dec. 2025 (kr5,361.89 Mil) and increased from Dec. 2025 (kr5,361.89 Mil) to Mar. 2026 (kr5,563.12 Mil).

Bien Sparebank ASA's annual Total Liabilities increased from Dec. 2023 (kr4,412.23 Mil) to Dec. 2024 (kr4,736.64 Mil) and increased from Dec. 2024 (kr4,736.64 Mil) to Dec. 2025 (kr5,361.89 Mil).

Bien Sparebank ASA Total Liabilities Historical Data

* Premium members only.

The historical data trend for Bien Sparebank ASA's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bien Sparebank ASA Total Liabilities Chart

Bien Sparebank ASA Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Liabilities
Get a 7-Day Free Trial 4,462.00 4,307.71 4,412.23 4,736.64 5,361.89

Bien Sparebank ASA Quarterly Data
Dec20 Mar21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Liabilities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4,862.78 5,185.33 5,285.54 5,361.89 5,563.12
OSL:BIEN
64GF Score
Bien Sparebank ASA OSL:BIEN
Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bien Sparebank ASA Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

Bien Sparebank ASA's Total Liabilities for the fiscal year that ended in Dec. 2025 is calculated as

Total Liabilities=Total Assets (A: Dec. 2025 )-Total Equity (A: Dec. 2025 )
=6132.678-770.786
=5,361.9

Bien Sparebank ASA's Total Liabilities for the quarter that ended in Mar. 2026 is calculated as

Total Liabilities=Total Assets (Q: Mar. 2026 )-Total Equity (Q: Mar. 2026 )
=6345.584-782.468
=5,563.1

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of kr5,563.1 Mil mean?
Bien Sparebank ASA (OSL:BIEN) has a Total Liabilities of kr5,563.1 Mil as of Mar. 2026. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Bien Sparebank ASA and its competitors.
Is Bien Sparebank ASA's Total Liabilities too high?
Bien Sparebank ASA's current Total Liabilities is kr5,563.1 Mil. Overall, Bien Sparebank ASA has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bien Sparebank ASA's Total Liabilities compare to competitors?
Bien Sparebank ASA's Total Liabilities of kr5,563.1 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Banks company?
A good Total Liabilities depends on the Banks industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Bien Sparebank ASA and its competitors. Bien Sparebank ASA's current Total Liabilities is kr5,563.1 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bien Sparebank ASA stock overvalued right now?
Based on GuruFocus' analysis, Bien Sparebank ASA (OSL:BIEN) is currently considered Fairly Valued. The stock's GF Value™ is kr132.89, compared to a current price of kr144.00 — trading 8.4% above its estimated fair value. The current Total Liabilities is kr5,563.1 Mil. Bien Sparebank ASA's overall GF Score™ is 64/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For Bien Sparebank ASA (OSL:BIEN), the current Total Liabilities is kr5,563.1 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bien Sparebank ASA (OSL:BIEN) Overvalued in 2026?

Based on GuruFocus' analysis, Bien Sparebank ASA stock appears to be overvalued. The current stock price of kr144.00 is trading 8.4% above its estimated GF Value™ of kr132.89. GuruFocus considers Bien Sparebank ASA to be Fairly Valued.

Key valuation signals for OSL:BIEN:

  • Total Liabilities: kr5,563.1 Mil
  • GF Value™: kr132.89 vs. price of kr144.00 (8.4% above fair value)
  • GF Score™: 64/100 with 2 warning signs

No single metric tells the full story. See the OSL:BIEN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bien Sparebank ASA Business Description

Other Exchanges JX0:Germany
Address Dronning Mauds gate 11, Oslo, NOR, 0250
Bien Sparebank ASA is a independent savings bank. It is a close and accessible bank for individuals and businesses in the Oslo area. The company offers various services namely daily banking, saving, pension, insurance and others.
64GF Score

Get the complete analysis for OSL:BIEN

Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr144.00
Price
kr132.89
GF Value