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The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Bien Sparebank ASA's share price is kr144.00.
Bien Sparebank ASA's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was kr30.11. Hence, Bien Sparebank ASA's PS Ratio for today is 4.78.
The historical rank and industry rank for Bien Sparebank ASA's PS Ratio or its related term are showing as below:
OSL:BIEN'
s PS Ratio Range Over the Past 10 Years
Min: 3.18 Med: 4.46 Max: 6.12
Current: 4.79
During the past 7 years, Bien Sparebank ASA's highest PS Ratio was 6.12. The lowest was 3.18. And the median was 4.46.
OSL:BIEN's PS Ratio is ranked worse than 82.36% of 1514
companies
in the Banks industry
Industry Median: 3.03
vs OSL:BIEN: 4.79
During the past 12 months, the average Revenue per Share Growth Rate of Bien Sparebank ASA was 10.20% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 12.90% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 12.90% per year.
During the past 7 years, Bien Sparebank ASA's highest 3-Year average Revenue per Share Growth Rate was 14.60% per year. The lowest was 3.90% per year. And the median was 13.45% per year.
Back to Basics: PS Ratio
Bien Sparebank ASA (OSL:BIEN) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Bien Sparebank ASA PS Ratio Related Terms
Bien Sparebank ASA PS Ratio Historical Data
* Premium members only.
The historical data trend for Bien Sparebank ASA's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bien Sparebank ASA's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bien Sparebank ASA PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Bien Sparebank ASA's PS Ratio distribution charts can be found below:
* The bar in red indicates where Bien Sparebank ASA's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Bien Sparebank ASA's Share Price of today is kr144.00. Bien Sparebank ASA's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr30.11.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Bien Sparebank ASA (OSL:BIEN) has a PS Ratio of 4.78 as of Jul. 20, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Bien Sparebank ASA and its competitors. This is near median its historical median of 4.46. Over the past decade, Bien Sparebank ASA's PS Ratio has ranged from 3.18 to 6.12. According to the industry distribution chart, Bien Sparebank ASA ranks #1247 out of 1514 companies in the Banks industry, placing it in the top 82.4%.
Is Bien Sparebank ASA's PS Ratio too high?
Bien Sparebank ASA's current PS Ratio of 4.78 is near median its 10-year median of 4.46. Over the past 10 years, this metric has ranged from a low of 3.18 to a high of 6.12. The Banks industry median PS Ratio is 3.03. Bien Sparebank ASA's value of 4.78 is 57.8% above this industry median. Based on the distribution chart, Bien Sparebank ASA ranks #1247 out of 1514 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bien Sparebank ASA has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bien Sparebank ASA's PS Ratio compare to competitors?
According to the Banks industry distribution chart, Bien Sparebank ASA ranks #1247 out of 1514 companies for PS Ratio. This places Bien Sparebank ASA in the lower half of its industry. The industry median PS Ratio is 3.03. Bien Sparebank ASA's value of 4.78 is 57.8% above this benchmark. Historically, Bien Sparebank ASA's own PS Ratio has ranged from 3.18 to 6.12 over the past decade. While the company's 10-year median is 4.46 vs. the industry median of 3.03, Bien Sparebank ASA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.03, based on 1,514 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bien Sparebank ASA's current PS Ratio of 4.78 is 57.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Bien Sparebank ASA and its competitors. For the Banks industry, the median PS Ratio is 3.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bien Sparebank ASA's current PS Ratio is 4.78, which is near median its own 10-year median of 4.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bien Sparebank ASA stock overvalued right now?
Based on GuruFocus' analysis, Bien Sparebank ASA (OSL:BIEN) is currently considered Fairly Valued. The stock's GF Value™ is kr135.85, compared to a current price of kr144.00 — trading 6% above its estimated fair value. The current PS Ratio is 4.78, which is near median its 10-year median of 4.46 and 57.8% above the Banks industry median of 3.03. Bien Sparebank ASA's overall GF Score™ is 68/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Bien Sparebank ASA (OSL:BIEN), the current PS Ratio is 4.78 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bien Sparebank ASA (OSL:BIEN) Overvalued in 2026?
Based on GuruFocus' analysis, Bien Sparebank ASA stock appears to be overvalued.
The current stock price of kr144.00 is trading 6% above its estimated GF Value™ of kr135.85.
GuruFocus considers Bien Sparebank ASA to be Fairly Valued.
Key valuation signals for OSL:BIEN:
PS Ratio: 4.78 (near median its 10-year median of 4.46)
GF Value™: kr135.85 vs. price of kr144.00 (6% above fair value)
Industry Position: 57.8% above the Banks median (#1247 of 1514)
No single metric tells the full story. See the OSL:BIEN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bien Sparebank ASA is a independent savings bank. It is a close and accessible bank for individuals and businesses in the Oslo area. The company offers various services namely daily banking, saving, pension, insurance and others.
68GF Score
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