MainStreet BancsharesFRA:5L0 -8.18%65 Median PS Value is €24.10 as of Jul. 09, 2026, which is 100% below its 10-year median of 0.69. GuruFocus rates FRA:5L0 with a GF Score™ of 65/100 and a GF Value™ of €16.47 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,042 Banks companies, MainStreet Bancshares ranks better than 79.65% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for MainStreet Bancshares's Median PS Value or its related term are showing as below:
FRA:5L0'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.61 Med: 0.69 Max: 0.84
Current: 0.84
During the past 13 years, the highest Price to Median PS Value of MainStreet Bancshares was 0.84. The lowest was 0.61. And the median was 0.69.
FRA:5L0's Price-to-Median-PS-Value is ranked better than 79.65% of 1042
companies
in the Banks industry
Industry Median: 1.1
vs FRA:5L0: 0.84
MainStreet Bancshares (FRA:5L0) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
MainStreet Bancshares's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
20.20
/
24.10
=
0.84
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MainStreet Bancshares Median PS Value Related Terms
MainStreet Bancshares Median PS Value Historical Data
* Premium members only.
The historical data trend for MainStreet Bancshares's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:5L0 vs BMBN, PLQC, FGBI: Median PS Value Comparison
For the Banks - Regional subindustry, MainStreet Bancshares's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MainStreet Bancshares Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, MainStreet Bancshares's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where MainStreet Bancshares's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 2.8925.
MainStreet Bancshares's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €8.332.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MainStreet Bancshares (FRA:5L0) has a Median PS Value of €24.10 as of Jul. 09, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on MainStreet Bancshares and its competitors. This is 3393% above median its historical median of 0.69. Over the past decade, MainStreet Bancshares' Median PS Value has ranged from 0.61 to 0.84. According to the industry distribution chart, MainStreet Bancshares ranks #212 out of 1042 companies in the Banks industry, placing it in the top 20.3%.
Is MainStreet Bancshares' Median PS Value too high?
MainStreet Bancshares' current Median PS Value of €24.10 is 3393% above median its 10-year median of 0.69. Over the past 10 years, this metric has ranged from a low of 0.61 to a high of 0.84. Based on the distribution chart, MainStreet Bancshares ranks #212 out of 1042 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, MainStreet Bancshares has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does MainStreet Bancshares' Median PS Value compare to BMBN and PLQC?
According to the Banks industry distribution chart, MainStreet Bancshares ranks #212 out of 1042 companies for Median PS Value. This places MainStreet Bancshares in the top 20% of its industry — outperforming the majority of peers. The industry median Median PS Value is 1.10. Historically, MainStreet Bancshares' own Median PS Value has ranged from 0.61 to 0.84 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.10, based on 1,042 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on MainStreet Bancshares and its competitors. For the Banks industry, the median Median PS Value is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MainStreet Bancshares's current Median PS Value is €24.10, which is 3393% above median its own 10-year median of 0.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MainStreet Bancshares stock overvalued right now?
Based on GuruFocus' analysis, MainStreet Bancshares (FRA:5L0) is currently considered Modestly Overvalued. The stock's GF Value™ is €16.47, compared to a current price of €20.20 — trading 22.6% above its estimated fair value. The current Median PS Value is €24.10, which is 3393% above median its 10-year median of 0.69. MainStreet Bancshares' overall GF Score™ is 65/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For MainStreet Bancshares (FRA:5L0), the current Median PS Value is €24.10 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MainStreet Bancshares (FRA:5L0) Overvalued in 2026?
Based on GuruFocus' analysis, MainStreet Bancshares stock appears to be overvalued.
The current stock price of €20.20 is trading 22.6% above its estimated GF Value™ of €16.47.
GuruFocus considers MainStreet Bancshares to be Modestly Overvalued.
Key valuation signals for FRA:5L0:
Median PS Value: €24.10 (3393% above median its 10-year median of 0.69)
GF Value™: €16.47 vs. price of €20.20 (22.6% above fair value)
No single metric tells the full story. See the FRA:5L0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MainStreet Bancshares Inc is a bank holding company. It is focused on serving the borrowing, cash management and depository needs of small to medium-sized businesses, and professional practices and retail customers. The bank's products and services include business and consumer checking, premium interest-bearing checking, business account analysis, savings, certificates of deposit and other depository services, as well as a broad array of commercial, real estate and consumer loans.
65GF Score
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Median PS Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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