MainStreet Bancshares (FRA:5L0) Total Payout Ratio: 0.99 (As of Aug. 29, 2026)

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FRA:5L0 MainStreet Bancshares Inc FRA:5L0
67 GF Score
Price €20.60
GF Value €16.53
Valuation Modestly Overvalued
! 8 Warning Signs
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What is MainStreet Bancshares Total Payout Ratio?

MainStreet Bancshares FRA:5L0 67 Total Payout Ratio is 0.99 as of Aug. 29, 2026. GuruFocus rates FRA:5L0 with a GF Score™ of 67/100 and a GF Value™ of €16.53 (Modestly Overvalued). The stock has 8 warning signs investors should review.

Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income.

MainStreet Bancshares's current Total Payout Ratio is 0.99.


MainStreet Bancshares Total Payout Ratio Related Terms


MainStreet Bancshares Total Payout Ratio Historical Data

* Premium members only.

The historical data trend for MainStreet Bancshares's Total Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MainStreet Bancshares Total Payout Ratio Chart

MainStreet Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.10 0.41 0.20 -0.60 0.61

MainStreet Bancshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Total Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.29 0.29 0.32 1.99 1.34

FRA:5L0 vs EMYB, NODB, PRMY: Total Payout Ratio Comparison

For the Banks - Regional subindustry, MainStreet Bancshares's Total Payout Ratio, along with its competitors' market caps and Total Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


MainStreet Bancshares Total Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, MainStreet Bancshares's Total Payout Ratio distribution charts can be found below:

* The bar in red indicates where MainStreet Bancshares's Total Payout Ratio falls into.


FRA:5L0
67GF Score
MainStreet Bancshares Inc FRA:5L0
Total Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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MainStreet Bancshares Total Payout Ratio Calculation

Total Payout Ratio is a measurement showing the proportion of earnings a company pays shareholders in the form of dividends and net stock repurchases.

MainStreet Bancshares's Total Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (-3.703 + 0 + -4.446) / 13.334
=0.61

MainStreet Bancshares's Total Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (-4.332 + 0 + -1.086) / 4.052
=1.34

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Ratio →
What does a Total Payout Ratio of 0.99 mean?
MainStreet Bancshares (FRA:5L0) has a Total Payout Ratio of 0.99 as of Aug. 29, 2026. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on MainStreet Bancshares and its competitors.
Is MainStreet Bancshares' Total Payout Ratio too high?
MainStreet Bancshares' current Total Payout Ratio is 0.99. Overall, MainStreet Bancshares has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does MainStreet Bancshares' Total Payout Ratio compare to EMYB and NODB?
MainStreet Bancshares' Total Payout Ratio of 0.99 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Ratio for a Banks company?
A good Total Payout Ratio depends on the Banks industry context. However, Total Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Ratio mean?
A high Total Payout Ratio can signal that a stock is expensive relative to its fundamentals. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on MainStreet Bancshares and its competitors. MainStreet Bancshares's current Total Payout Ratio is 0.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MainStreet Bancshares stock overvalued right now?
Based on GuruFocus' analysis, MainStreet Bancshares (FRA:5L0) is currently considered Modestly Overvalued. The stock's GF Value™ is €16.53, compared to a current price of €20.60 — trading 24.6% above its estimated fair value. The current Total Payout Ratio is 0.99. MainStreet Bancshares' overall GF Score™ is 67/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Ratio calculated?
Total Payout Ratio is calculated from a company's financial statements. For MainStreet Bancshares (FRA:5L0), the current Total Payout Ratio is 0.99 as of Aug. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MainStreet Bancshares (FRA:5L0) Overvalued in 2026?

Based on GuruFocus' analysis, MainStreet Bancshares stock appears to be overvalued. The current stock price of €20.60 is trading 24.6% above its estimated GF Value™ of €16.53. GuruFocus considers MainStreet Bancshares to be Modestly Overvalued.

Key valuation signals for FRA:5L0:

  • Total Payout Ratio: 0.99
  • GF Value™: €16.53 vs. price of €20.60 (24.6% above fair value)
  • GF Score™: 67/100 with 8 warning signs

No single metric tells the full story. See the FRA:5L0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


MainStreet Bancshares Business Description

Other Exchanges MNSBP.PFD:USAMNSB:USA
Address 10089 Fairfax Boulevard, Fairfax, VA, USA, 22030
MainStreet Bancshares Inc is a bank holding company. It is focused on serving the borrowing, cash management and depository needs of small to medium-sized businesses, and professional practices and retail customers. The bank's products and services include business and consumer checking, premium interest-bearing checking, business account analysis, savings, certificates of deposit and other depository services, as well as a broad array of commercial, real estate and consumer loans.
67GF Score

Get the complete analysis for FRA:5L0

Total Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€20.60
Price
€16.53
GF Value