UnitedHealth GroupLIM:UNH +2.31%66 Median PS Value is $588.36 as of Jun. 28, 2026, which is 40199% above its 10-year median of 1.46. GuruFocus rates LIM:UNH with a GF Score™ of 66/100 and a GF Value™ of $599.53 (Modestly Undervalued). The stock has 10 warning signs investors should review. Among 10 Healthcare Plans companies, UnitedHealth Group ranks worse than 70% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for UnitedHealth Group's Median PS Value or its related term are showing as below:
LIM:UNH'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.46 Med: 1.46 Max: 1.89
Current: 0.72
During the past 13 years, the highest Price to Median PS Value of UnitedHealth Group was 1.89. The lowest was 0.46. And the median was 1.46.
LIM:UNH's Price-to-Median-PS-Value is ranked worse than 70% of 10
companies
in the Healthcare Plans industry
Industry Median: 0.59
vs LIM:UNH: 0.72
UnitedHealth Group (LIM:UNH) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
UnitedHealth Group's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
424.60
/
588.36
=
0.72
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
UnitedHealth Group Median PS Value Related Terms
UnitedHealth Group Median PS Value Historical Data
* Premium members only.
The historical data trend for UnitedHealth Group's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LIM:UNH vs CVS, ELV, CI: Median PS Value Comparison
For the Healthcare Plans subindustry, UnitedHealth Group's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
UnitedHealth Group Price-to-Median-PS-Value vs Healthcare Plans Industry
For the Healthcare Plans industry and Healthcare sector, UnitedHealth Group's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where UnitedHealth Group's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 1.1892.
UnitedHealth Group's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $494.738.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
UnitedHealth Group (LIM:UNH) has a Median PS Value of $588.36 as of Jun. 28, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on UnitedHealth Group and its competitors. This is 40199% above median its historical median of 1.46. Over the past decade, UnitedHealth Group's Median PS Value has ranged from 0.46 to 1.89. According to the industry distribution chart, UnitedHealth Group ranks #7 out of 10 companies in the Healthcare Plans industry, placing it in the top 70%.
Is UnitedHealth Group's Median PS Value too high?
UnitedHealth Group's current Median PS Value of $588.36 is 40199% above median its 10-year median of 1.46. Over the past 10 years, this metric has ranged from a low of 0.46 to a high of 1.89. The Healthcare Plans industry median Median PS Value is 0.59. UnitedHealth Group's value of $588.36 is 99622% above this industry median. Based on the distribution chart, UnitedHealth Group ranks #7 out of 10 companies in the Healthcare Plans industry, which is below the industry midpoint. Overall, UnitedHealth Group has a GF Score™ of 66/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does UnitedHealth Group's Median PS Value compare to CVS and ELV?
According to the Healthcare Plans industry distribution chart, UnitedHealth Group ranks #7 out of 10 companies for Median PS Value. This places UnitedHealth Group in the lower half of its industry. The industry median Median PS Value is 0.59. UnitedHealth Group's value of $588.36 is 99622% above this benchmark. Historically, UnitedHealth Group's own Median PS Value has ranged from 0.46 to 1.89 over the past decade. While the company's 10-year median is 1.46 vs. the industry median of 0.59, UnitedHealth Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Healthcare Plans company?
The median Median PS Value among Healthcare Plans companies is 0.59, based on 10 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. UnitedHealth Group's current Median PS Value of $588.36 is 99622% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on UnitedHealth Group and its competitors. For the Healthcare Plans industry, the median Median PS Value is 0.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UnitedHealth Group's current Median PS Value is $588.36, which is 40199% above median its own 10-year median of 1.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UnitedHealth Group stock overvalued right now?
Based on GuruFocus' analysis, UnitedHealth Group (LIM:UNH) is currently considered Modestly Undervalued. The stock's GF Value™ is $599.53, compared to a current price of $424.60 — trading 29.2% below its estimated fair value. The current Median PS Value is $588.36, which is 40199% above median its 10-year median of 1.46 and 99622% above the Healthcare Plans industry median of 0.59. UnitedHealth Group's overall GF Score™ is 66/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For UnitedHealth Group (LIM:UNH), the current Median PS Value is $588.36 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is UnitedHealth Group (LIM:UNH) Overvalued in 2026?
Based on GuruFocus' analysis, UnitedHealth Group stock appears to be undervalued.
The current stock price of $424.60 is trading 29.2% below its estimated GF Value™ of $599.53.
GuruFocus considers UnitedHealth Group to be Modestly Undervalued.
Key valuation signals for LIM:UNH:
Median PS Value: $588.36 (40199% above median its 10-year median of 1.46)
GF Value™: $599.53 vs. price of $424.60 (29.2% below fair value)
Industry Position: 99622% above the Healthcare Plans median (#7 of 10)
No single metric tells the full story. See the LIM:UNH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
UnitedHealth Group is one of the largest private health insurers and provides medical benefits to about 51 million members globally, including 1 million outside the US as of December 2025. As a leader in employer-sponsored, self-directed, and government-backed insurance plans, UnitedHealth has obtained massive scale in medical insurance. Along with its insurance assets, UnitedHealth's Optum franchises help create a healthcare services colossus that spans everything from pharmaceutical benefits to providing outpatient care and analytics to affiliates and third parties.
66GF Score
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