UnitedHealth Group's ROE % for the quarter that ended in Mar. 2026 was 26.17%. UnitedHealth Group's PB Ratio for the quarter that ended in Mar. 2026 was 2.40.
UnitedHealth Group's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 10.90%.
UnitedHealth Group ROE % Adjusted to Book Value Related Terms
UnitedHealth Group ROE % Adjusted to Book Value Historical Data
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The historical data trend for UnitedHealth Group's ROE % Adjusted to Book Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
UnitedHealth Group ROE % Adjusted to Book Value Chart
LIM:UNH vs CVS, ELV, CI: ROE % Adjusted to Book Value Comparison
For the Healthcare Plans subindustry, UnitedHealth Group's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
UnitedHealth Group ROE % Adjusted to Book Value vs Healthcare Plans Industry
For the Healthcare Plans industry and Healthcare sector, UnitedHealth Group's ROE % Adjusted to Book Value distribution charts can be found below:
* The bar in red indicates where UnitedHealth Group's ROE % Adjusted to Book Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a ROE % Adjusted to Book Value of 10.90% mean?
UnitedHealth Group (LIM:UNH) has a ROE % Adjusted to Book Value of 10.90% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on UnitedHealth Group and its competitors.
Is UnitedHealth Group's ROE % Adjusted to Book Value too high?
UnitedHealth Group's current ROE % Adjusted to Book Value is 10.90%. Overall, UnitedHealth Group has a GF Score™ of 69/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does UnitedHealth Group's ROE % Adjusted to Book Value compare to CVS and ELV?
UnitedHealth Group's ROE % Adjusted to Book Value of 10.90% can be compared against companies in the Healthcare Plans industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Healthcare Plans company?
A good ROE % Adjusted to Book Value depends on the Healthcare Plans industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on UnitedHealth Group and its competitors. UnitedHealth Group's current ROE % Adjusted to Book Value is 10.90%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UnitedHealth Group stock overvalued right now?
Based on GuruFocus' analysis, UnitedHealth Group (LIM:UNH) is currently considered Modestly Undervalued. The stock's GF Value™ is $594.74, compared to a current price of $420.00 — trading 29.4% below its estimated fair value. The current ROE % Adjusted to Book Value is 10.90%. UnitedHealth Group's overall GF Score™ is 69/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For UnitedHealth Group (LIM:UNH), the current ROE % Adjusted to Book Value is 10.90% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is UnitedHealth Group (LIM:UNH) Overvalued in 2026?
Based on GuruFocus' analysis, UnitedHealth Group stock appears to be undervalued.
The current stock price of $420.00 is trading 29.4% below its estimated GF Value™ of $594.74.
GuruFocus considers UnitedHealth Group to be Modestly Undervalued.
Key valuation signals for LIM:UNH:
ROE % Adjusted to Book Value: 10.90%
GF Value™: $594.74 vs. price of $420.00 (29.4% below fair value)
No single metric tells the full story. See the LIM:UNH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
UnitedHealth Group is one of the largest private health insurers and provides medical benefits to about 51 million members globally, including 1 million outside the US as of December 2025. As a leader in employer-sponsored, self-directed, and government-backed insurance plans, UnitedHealth has obtained massive scale in medical insurance. Along with its insurance assets, UnitedHealth's Optum franchises help create a healthcare services colossus that spans everything from pharmaceutical benefits to providing outpatient care and analytics to affiliates and third parties.
69GF Score
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