Prudential FinancialSTU:PLL +0.91%60 Median PS Value is €100.35 as of Jun. 24, 2026, which is 100% below its 10-year median of 0.95. GuruFocus rates STU:PLL with a GF Score™ of 60/100 and a GF Value™ of €96.81 (Fairly Valued). The stock has 3 warning signs investors should review. Among 344 Insurance companies, Prudential Financial ranks better than 54.07% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for Prudential Financial's Median PS Value or its related term are showing as below:
STU:PLL'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.5 Med: 0.95 Max: 1.22
Current: 0.95
During the past 13 years, the highest Price to Median PS Value of Prudential Financial was 1.22. The lowest was 0.50. And the median was 0.95.
STU:PLL's Price-to-Median-PS-Value is ranked better than 54.07% of 344
companies
in the Insurance industry
Industry Median: 0.99
vs STU:PLL: 0.95
Prudential Financial (STU:PLL) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Prudential Financial's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
95.30
/
100.35
=
0.95
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Prudential Financial Median PS Value Related Terms
Prudential Financial Median PS Value Historical Data
* Premium members only.
The historical data trend for Prudential Financial's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:PLL vs MET, UNM, AFL: Median PS Value Comparison
For the Insurance - Life subindustry, Prudential Financial's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Prudential Financial Price-to-Median-PS-Value vs Insurance Industry
For the Insurance industry and Financial Services sector, Prudential Financial's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Prudential Financial's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 0.6529.
Prudential Financial's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €153.706.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Prudential Financial (STU:PLL) has a Median PS Value of €100.35 as of Jun. 24, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Prudential Financial and its competitors. This is 10463% above median its historical median of 0.95. Over the past decade, Prudential Financial's Median PS Value has ranged from 0.50 to 1.22. According to the industry distribution chart, Prudential Financial ranks #158 out of 344 companies in the Insurance industry, placing it in the top 45.9%.
Is Prudential Financial's Median PS Value too high?
Prudential Financial's current Median PS Value of €100.35 is 10463% above median its 10-year median of 0.95. Over the past 10 years, this metric has ranged from a low of 0.50 to a high of 1.22. Based on the distribution chart, Prudential Financial ranks #158 out of 344 companies in the Insurance industry, which is above the industry midpoint. Overall, Prudential Financial has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Prudential Financial's Median PS Value compare to MET and UNM?
According to the Insurance industry distribution chart, Prudential Financial ranks #158 out of 344 companies for Median PS Value. This puts Prudential Financial in the upper half of its industry. The industry median Median PS Value is 0.99. Historically, Prudential Financial's own Median PS Value has ranged from 0.50 to 1.22 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for an Insurance company?
The median Median PS Value among Insurance companies is 0.99, based on 344 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Prudential Financial and its competitors. For the Insurance industry, the median Median PS Value is 0.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Prudential Financial's current Median PS Value is €100.35, which is 10463% above median its own 10-year median of 0.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Prudential Financial stock overvalued right now?
Based on GuruFocus' analysis, Prudential Financial (STU:PLL) is currently considered Fairly Valued. The stock's GF Value™ is €96.81, compared to a current price of €95.30 — trading 1.6% below its estimated fair value. The current Median PS Value is €100.35, which is 10463% above median its 10-year median of 0.95. Prudential Financial's overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Prudential Financial (STU:PLL), the current Median PS Value is €100.35 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Prudential Financial (STU:PLL) Overvalued in 2026?
Based on GuruFocus' analysis, Prudential Financial stock appears to be undervalued.
The current stock price of €95.30 is trading 1.6% below its estimated GF Value™ of €96.81.
GuruFocus considers Prudential Financial to be Fairly Valued.
Key valuation signals for STU:PLL:
Median PS Value: €100.35 (10463% above median its 10-year median of 0.95)
GF Value™: €96.81 vs. price of €95.30 (1.6% below fair value)
No single metric tells the full story. See the STU:PLL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Prudential Financial is one of the largest US life insurers, offering annuities, life insurance, and asset-management products. The United States and Japan are its two largest markets. Its US business contributed about 50% of adjusted 2025 earnings and includes institutional retirement (mostly pension risk transfer), individual retirement (annuities), group insurance, and individual life insurance. Its international business represented about 39% of adjusted earnings, with a strong market position in Japan, and the firm also has a presence in emerging markets like Brazil. The company's investment management business, PGIM, contributed approximately 11% of its 2025 adjusted earnings. PGIM had around $1.47 trillion in assets under management at the end of fourth-quarter 2025.
60GF Score
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