Prudential Financial (STU:PLL) Dividend Payout Ratio: 0.39 (As of Mar. 2026) — 15% Above Median


STU:PLL Prudential Financial Inc STU:PLL
60 GF Score
Price €95.30
GF Value €96.81
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Prudential Financial Dividend Payout Ratio?

Prudential Financial STU:PLL +0.91% 60 Dividend Payout Ratio is 0.39 as of Mar. 2026, which is 15% above its 10-year median of 0.34. GuruFocus rates STU:PLL with a GF Score™ of 60/100 and a GF Value™ of €96.81 (Fairly Valued). The stock has 3 warning signs investors should review. Among 336 Insurance companies, Prudential Financial ranks better than 51.49% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Prudential Financial's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.39.

The historical rank and industry rank for Prudential Financial's Dividend Payout Ratio or its related term are showing as below:

STU:PLL' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.28   Med: 0.34   Max: 0.43
Current: 0.37

During the past 13 years, the highest Dividend Payout Ratio of Prudential Financial was 0.43. The lowest was 0.28. And the median was 0.34.

STU:PLL's Dividend Payout Ratio is ranked better than
51.49% of 336 companies
in the Insurance industry
Industry Median: 0.38 vs STU:PLL: 0.37

As of today (2026-06-24), the Dividend Yield % of Prudential Financial is 4.97%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Prudential Financial was 9.47%. The lowest was 2.38%. And the median was 4.36%.

Prudential Financial's Dividends per Share for the months ended in Mar. 2026 was €1.21.

During the past 12 months, Prudential Financial's average Dividends Per Share Growth Rate was 3.80% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 4.00% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 4.20% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 8.20% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Prudential Financial was 35.70% per year. The lowest was -9.70% per year. And the median was 13.60% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Prudential Financial (STU:PLL) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Prudential Financial Dividend Payout Ratio Related Terms

Prudential Financial Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Prudential Financial's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Prudential Financial Dividend Payout Ratio Chart

Prudential Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.32 0.33 0.43 0.41 0.37

Prudential Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.41 0.38 0.32 0.41 0.39

STU:PLL vs MET, UNM, AFL: Dividend Payout Ratio Comparison

For the Insurance - Life subindustry, Prudential Financial's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Prudential Financial Dividend Payout Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Prudential Financial's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Prudential Financial's Dividend Payout Ratio falls into.


STU:PLL
60GF Score
Prudential Financial Inc STU:PLL
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Prudential Financial Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Prudential Financial's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=4.612/ 12.323
=0.37

Prudential Financial's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=1.211/ 3.123
=0.39

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.39 mean?
Prudential Financial (STU:PLL) has a Dividend Payout Ratio of 0.39 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Prudential Financial and its competitors. This is 15% above median its historical median of 0.34. Over the past decade, Prudential Financial's Dividend Payout Ratio has ranged from 0.28 to 0.43. According to the industry distribution chart, Prudential Financial ranks #163 out of 336 companies in the Insurance industry, placing it in the top 48.5%.
Is Prudential Financial's Dividend Payout Ratio too high?
Prudential Financial's current Dividend Payout Ratio of 0.39 is 15% above median its 10-year median of 0.34. Over the past 10 years, this metric has ranged from a low of 0.28 to a high of 0.43. The Insurance industry median Dividend Payout Ratio is 0.38. Prudential Financial's value of 0.39 is 2.6% above this industry median. Based on the distribution chart, Prudential Financial ranks #163 out of 336 companies in the Insurance industry, which is above the industry midpoint. Overall, Prudential Financial has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Prudential Financial's Dividend Payout Ratio compare to MET and UNM?
According to the Insurance industry distribution chart, Prudential Financial ranks #163 out of 336 companies for Dividend Payout Ratio. This puts Prudential Financial in the upper half of its industry. The industry median Dividend Payout Ratio is 0.38. Prudential Financial's value of 0.39 is 2.6% above this benchmark. Historically, Prudential Financial's own Dividend Payout Ratio has ranged from 0.28 to 0.43 over the past decade. While the company's 10-year median is 0.34 vs. the industry median of 0.38, Prudential Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for an Insurance company?
The median Dividend Payout Ratio among Insurance companies is 0.38, based on 336 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Prudential Financial's current Dividend Payout Ratio of 0.39 is 2.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Prudential Financial and its competitors. For the Insurance industry, the median Dividend Payout Ratio is 0.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Prudential Financial's current Dividend Payout Ratio is 0.39, which is 15% above median its own 10-year median of 0.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Prudential Financial stock overvalued right now?
Based on GuruFocus' analysis, Prudential Financial (STU:PLL) is currently considered Fairly Valued. The stock's GF Value™ is €96.81, compared to a current price of €95.30 — trading 1.6% below its estimated fair value. The current Dividend Payout Ratio is 0.39, which is 15% above median its 10-year median of 0.34 and 2.6% above the Insurance industry median of 0.38. Prudential Financial's overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Prudential Financial (STU:PLL), the current Dividend Payout Ratio is 0.39 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Prudential Financial (STU:PLL) Overvalued in 2026?

Based on GuruFocus' analysis, Prudential Financial stock appears to be undervalued. The current stock price of €95.30 is trading 1.6% below its estimated GF Value™ of €96.81. GuruFocus considers Prudential Financial to be Fairly Valued.

Key valuation signals for STU:PLL:

  • Dividend Payout Ratio: 0.39 (15% above median its 10-year median of 0.34)
  • GF Value™: €96.81 vs. price of €95.30 (1.6% below fair value)
  • GF Score™: 60/100 with 3 warning signs
  • Industry Position: 2.6% above the Insurance median (#163 of 336)

No single metric tells the full story. See the STU:PLL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Prudential Financial Business Description

Address 751 Broad Street, Newark, NJ, USA, 07102
Prudential Financial is one of the largest US life insurers, offering annuities, life insurance, and asset-management products. The United States and Japan are its two largest markets. Its US business contributed about 50% of adjusted 2025 earnings and includes institutional retirement (mostly pension risk transfer), individual retirement (annuities), group insurance, and individual life insurance. Its international business represented about 39% of adjusted earnings, with a strong market position in Japan, and the firm also has a presence in emerging markets like Brazil. The company's investment management business, PGIM, contributed approximately 11% of its 2025 adjusted earnings. PGIM had around $1.47 trillion in assets under management at the end of fourth-quarter 2025.
60GF Score

Get the complete analysis for STU:PLL

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€95.30
Price
€96.81
GF Value