OVLY (Oak Valley Bancorp) 3-1 Month Momentum %: -0.33% (As of Aug. 28, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OVLY Oak Valley Bancorp OVLY
73 GF Score
Price $34.23
GF Value $28.83
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Oak Valley Bancorp 3-1 Month Momentum %?

Oak Valley Bancorp OVLY +0.56% 73 3-1 Month Momentum % is -0.33% as of Aug. 28, 2026. GuruFocus rates OVLY with a GF Score™ of 73/100 and a GF Value™ of $28.83 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,574 Banks companies, Oak Valley Bancorp ranks worse than 71.41% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-28), Oak Valley Bancorp's 3-1 Month Momentum % is -0.33%.

The industry rank for Oak Valley Bancorp's 3-1 Month Momentum % or its related term are showing as below:

OVLY's 3-1 Month Momentum % is ranked worse than
71.41% of 1574 companies
in the Banks industry
Industry Median: 4.825 vs OVLY: -0.33

Oak Valley Bancorp  (NAS:OVLY) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


Oak Valley Bancorp 3-1 Month Momentum % Related Terms


OVLY vs FFBB, CBNA, FRAF: 3-1 Month Momentum % Comparison

For the Banks - Regional subindustry, Oak Valley Bancorp's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Oak Valley Bancorp 3-1 Month Momentum % vs Banks Industry

For the Banks industry and Financial Services sector, Oak Valley Bancorp's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where Oak Valley Bancorp's 3-1 Month Momentum % falls into.


OVLY
73GF Score
Oak Valley Bancorp OVLY
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
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Oak Valley Bancorp  (NAS:OVLY) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of -0.33% mean?
Oak Valley Bancorp (OVLY) has a 3-1 Month Momentum % of -0.33% as of Aug. 28, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Oak Valley Bancorp and its competitors. According to the industry distribution chart, Oak Valley Bancorp ranks #1124 out of 1574 companies in the Banks industry, placing it in the top 71.4%.
Is Oak Valley Bancorp's 3-1 Month Momentum % too high?
Oak Valley Bancorp's current 3-1 Month Momentum % is -0.33%. Based on the distribution chart, Oak Valley Bancorp ranks #1124 out of 1574 companies in the Banks industry, which is below the industry midpoint. Overall, Oak Valley Bancorp has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oak Valley Bancorp's 3-1 Month Momentum % compare to FFBB and CBNA?
According to the Banks industry distribution chart, Oak Valley Bancorp ranks #1124 out of 1574 companies for 3-1 Month Momentum %. This places Oak Valley Bancorp in the lower half of its industry. The industry median 3-1 Month Momentum % is 4.83. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 4.83, based on 1,574 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Oak Valley Bancorp and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 4.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oak Valley Bancorp's current 3-1 Month Momentum % is -0.33%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oak Valley Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Oak Valley Bancorp (OVLY) is currently considered Modestly Overvalued. The stock's GF Value™ is $28.83, compared to a current price of $34.23 — trading 18.7% above its estimated fair value. The current 3-1 Month Momentum % is -0.33%. Oak Valley Bancorp's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Oak Valley Bancorp (OVLY), the current 3-1 Month Momentum % is -0.33% as of Aug. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oak Valley Bancorp (OVLY) Overvalued in 2026?

Based on GuruFocus' analysis, Oak Valley Bancorp stock appears to be overvalued. The current stock price of $34.23 is trading 18.7% above its estimated GF Value™ of $28.83. GuruFocus considers Oak Valley Bancorp to be Modestly Overvalued.

Key valuation signals for OVLY:

  • 3-1 Month Momentum %: -0.33%
  • GF Value™: $28.83 vs. price of $34.23 (18.7% above fair value)
  • GF Score™: 73/100 with 3 warning signs

No single metric tells the full story. See the OVLY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Oak Valley Bancorp Business Description

Address 125 North Third Avenue, Oakdale, CA, USA, 95361
Oak Valley Bancorp is a bank holding company that operates through Oak Valley Community Bank (the Bank). The Bank offers a complement of business checking and savings accounts for its business customers. The Bank also offers commercial and real estate loans, as well as lines of credit. In addition, the bank provides other services for both individuals and businesses including online banking, remote deposit capture, mobile banking, merchant services, night depository, extended hours, wire transfer of funds, note collection, and automated teller machines in a national network. Its primary source of revenue is net interest income.
73GF Score

Get the complete analysis for OVLY

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$34.23
Price
$28.83
GF Value