BCMXY (Bank of Communications Co) Moat Score: 7/10 (As of Jul. 01, 2026)


BCMXY Bank of Communications Co Ltd BCMXY
52 GF Score
Price $20.60
GF Value $20.00
Valuation Fairly Valued
! 4 Warning Signs
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What is Bank of Communications Co Moat Score?

Bank of Communications Co BCMXY -2.78% 52 Moat Score is 7 as of Jul. 01, 2026. GuruFocus rates BCMXY with a GF Score™ of 52/100 and a GF Value™ of $20.00 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,613 Banks companies, Bank of Communications Co ranks better than 99.44% on this metric.

Bank of Communications Co has the Moat Score of 7, which implies that the company might have Wide Moat - Entry-level wide moat, clearly possessing durable advantages.

Bank of Communications Co has Wide Moat: Bank of Communications has a wide moat due to its significant market share in China, strong brand, and regulatory barriers. Its extensive distribution network and economies of scale provide durable cost advantages, supporting its dominant position.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Bank of Communications Co might have Wide Moat - Entry-level wide moat, clearly possessing durable advantages.

Bank of Communications Co  (OTCPK:BCMXY) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Bank of Communications Co Moat Score Related Terms

BCMXY vs JPM, BAC, WFC: Moat Score Comparison

For the Banks - Diversified subindustry, Bank of Communications Co's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Bank of Communications Co Moat Score vs Banks Industry

For the Banks industry and Financial Services sector, Bank of Communications Co's Moat Score distribution charts can be found below:

* The bar in red indicates where Bank of Communications Co's Moat Score falls into.


BCMXY
52GF Score
Bank of Communications Co Ltd BCMXY
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 7 mean?
Bank of Communications Co (BCMXY) has a Moat Score of 7 as of Jul. 01, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Bank of Communications Co ranks #9 out of 1613 companies in the Banks industry, placing it in the top 0.59999999999999%.
Is Bank of Communications Co's Moat Score too high?
Bank of Communications Co's current Moat Score is 7. Based on the distribution chart, Bank of Communications Co ranks #9 out of 1613 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank of Communications Co has a GF Score™ of 52/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank of Communications Co's Moat Score compare to JPM and BAC?
According to the Banks industry distribution chart, Bank of Communications Co ranks #9 out of 1613 companies for Moat Score. This places Bank of Communications Co in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Banks company?
A good Moat Score depends on the Banks industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Bank of Communications Co's current Moat Score is 7. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Communications Co stock overvalued right now?
Based on GuruFocus' analysis, Bank of Communications Co (BCMXY) is currently considered Fairly Valued. The stock's GF Value™ is $20.00, compared to a current price of $20.60 — trading 3% above its estimated fair value. The current Moat Score is 7. Bank of Communications Co's overall GF Score™ is 52/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Bank of Communications Co (BCMXY), the current Moat Score is 7 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Communications Co (BCMXY) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Communications Co stock appears to be overvalued. The current stock price of $20.60 is trading 3% above its estimated GF Value™ of $20.00. GuruFocus considers Bank of Communications Co to be Fairly Valued.

Key valuation signals for BCMXY:

  • Moat Score: 7
  • GF Value™: $20.00 vs. price of $20.60 (3% above fair value)
  • GF Score™: 52/100 with 4 warning signs

No single metric tells the full story. See the BCMXY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank of Communications Co Business Description

Address No.188, Yin Cheng Zhong Lu, Pilot Free Trade Zone, Pudong New District, Shanghai, CHN, 200120
Bank of Communications stands as the only nationwide state-owned commercial bank headquartered in Shanghai and ranks among China's four oldest financial institutions. Following its 1987 restructuring as the nation's first state-owned shareholding commercial bank, Bocom is now executing a strategic pivot toward becoming a global wealth management institution with integrated operations spanning insurance, brokerage, trust, and asset management.The bank operates a comprehensive financial services platform encompassing corporate finance, personal banking, and money market activities. Bocom plays a strategic role in RMB internationalization as one of the inaugural participants in the Cross-Border Interbank Payment System.
52GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.60
Price
$20.00
GF Value