BCMXY (Bank of Communications Co) Pretax Margin %: 43.14% (As of Mar. 2026) — 11% Above Median


BCMXY Bank of Communications Co Ltd BCMXY
52 GF Score
Price $24.10
GF Value $24.69
Valuation Fairly Valued
! 4 Warning Signs
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What is Bank of Communications Co Pretax Margin %?

Bank of Communications Co BCMXY 52 Pretax Margin % is 43.14% as of Mar. 2026, which is 11% above its 10-year median of 39.01. GuruFocus rates BCMXY with a GF Score™ of 52/100 and a GF Value™ of $24.69 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,527 Banks companies, Bank of Communications Co ranks better than 62.54% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Bank of Communications Co's Pre-Tax Income for the three months ended in Mar. 2026 was $4,341 Mil. Bank of Communications Co's Revenue for the three months ended in Mar. 2026 was $10,063 Mil. Therefore, Bank of Communications Co's pretax margin for the quarter that ended in Mar. 2026 was 43.14%.

The historical rank and industry rank for Bank of Communications Co's Pretax Margin % or its related term are showing as below:

BCMXY' s Pretax Margin % Range Over the Past 10 Years
Min: 33.12   Med: 39.01   Max: 42.5
Current: 39.78


BCMXY's Pretax Margin % is ranked better than
62.54% of 1527 companies
in the Banks industry
Industry Median: 34.88 vs BCMXY: 39.78

Bank of Communications Co  (OTCPK:BCMXY) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Bank of Communications Co Pretax Margin % Related Terms


Bank of Communications Co Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Bank of Communications Co's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Communications Co Pretax Margin % Chart

Bank of Communications Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 34.97 38.36 38.88 40.04 39.36

Bank of Communications Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 41.65 29.23 42.88 43.79 43.14

BCMXY vs JPM, BAC, WFC: Pretax Margin % Comparison

For the Banks - Diversified subindustry, Bank of Communications Co's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of Communications Co Pretax Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Bank of Communications Co's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Bank of Communications Co's Pretax Margin % falls into.


BCMXY
52GF Score
Bank of Communications Co Ltd BCMXY
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank of Communications Co Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Bank of Communications Co's Pretax Margin for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=14732.366/37428.868
=39.36 %

Bank of Communications Co's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pre-Tax Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=4340.622/10062.535
=43.14 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 43.14% mean?
Bank of Communications Co (BCMXY) has a Pretax Margin % of 43.14% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Bank of Communications Co and its competitors. This is 11% above median its historical median of 39.01. Over the past decade, Bank of Communications Co's Pretax Margin % has ranged from 33.12 to 42.50. According to the industry distribution chart, Bank of Communications Co ranks #572 out of 1527 companies in the Banks industry, placing it in the top 37.5%.
Is Bank of Communications Co's Pretax Margin % too high?
Bank of Communications Co's current Pretax Margin % of 43.14% is 11% above median its 10-year median of 39.01. Over the past 10 years, this metric has ranged from a low of 33.12 to a high of 42.50. The Banks industry median Pretax Margin % is 34.88. Bank of Communications Co's value of 43.14% is 23.7% above this industry median. Based on the distribution chart, Bank of Communications Co ranks #572 out of 1527 companies in the Banks industry, which is above the industry midpoint. Overall, Bank of Communications Co has a GF Score™ of 52/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank of Communications Co's Pretax Margin % compare to JPM and BAC?
According to the Banks industry distribution chart, Bank of Communications Co ranks #572 out of 1527 companies for Pretax Margin %. This puts Bank of Communications Co in the upper half of its industry. The industry median Pretax Margin % is 34.88. Bank of Communications Co's value of 43.14% is 23.7% above this benchmark. Historically, Bank of Communications Co's own Pretax Margin % has ranged from 33.12 to 42.50 over the past decade. While the company's 10-year median is 39.01 vs. the industry median of 34.88, Bank of Communications Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.88, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Communications Co's current Pretax Margin % of 43.14% is 23.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Bank of Communications Co and its competitors. For the Banks industry, the median Pretax Margin % is 34.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Communications Co's current Pretax Margin % is 43.14%, which is 11% above median its own 10-year median of 39.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Communications Co stock overvalued right now?
Based on GuruFocus' analysis, Bank of Communications Co (BCMXY) is currently considered Fairly Valued. The stock's GF Value™ is $24.69, compared to a current price of $24.10 — trading 2.4% below its estimated fair value. The current Pretax Margin % is 43.14%, which is 11% above median its 10-year median of 39.01 and 23.7% above the Banks industry median of 34.88. Bank of Communications Co's overall GF Score™ is 52/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Bank of Communications Co (BCMXY), the current Pretax Margin % is 43.14% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Communications Co (BCMXY) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Communications Co stock appears to be undervalued. The current stock price of $24.10 is trading 2.4% below its estimated GF Value™ of $24.69. GuruFocus considers Bank of Communications Co to be Fairly Valued.

Key valuation signals for BCMXY:

  • Pretax Margin %: 43.14% (11% above median its 10-year median of 39.01)
  • GF Value™: $24.69 vs. price of $24.10 (2.4% below fair value)
  • GF Score™: 52/100 with 4 warning signs
  • Industry Position: 23.7% above the Banks median (#572 of 1527)

No single metric tells the full story. See the BCMXY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of Communications Co Business Description

Address No.188, Yin Cheng Zhong Lu, Pilot Free Trade Zone, Pudong New District, Shanghai, CHN, 200120
Bank of Communications stands as the only nationwide state-owned commercial bank headquartered in Shanghai and ranks among China's four oldest financial institutions. Following its 1987 restructuring as the nation's first state-owned shareholding commercial bank, Bocom is now executing a strategic pivot toward becoming a global wealth management institution with integrated operations spanning insurance, brokerage, trust, and asset management.The bank operates a comprehensive financial services platform encompassing corporate finance, personal banking, and money market activities. Bocom plays a strategic role in RMB internationalization as one of the inaugural participants in the Cross-Border Interbank Payment System.
52GF Score

Get the complete analysis for BCMXY

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$24.10
Price
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