Bank of Communications CoBCMXY 52 Net Margin % is 37.72% as of Mar. 2026, which is 12% above its 10-year median of 33.56. GuruFocus rates BCMXY with a GF Score™ of 52/100 and a GF Value™ of $24.39 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,526 Banks companies, Bank of Communications Co ranks better than 77.59% on this metric.
The historical rank and industry rank for Bank of Communications Co's Net Margin % or its related term are showing as below:
BCMXY'
s Net Margin % Range Over the Past 10 Years
Min: 29.99 Med: 33.56 Max: 36.27
Current: 36.13
BCMXY's Net Margin % is ranked better than 77.59% of 1526
companies
in the Banks industry
Industry Median: 26.97
vs BCMXY: 36.13
Bank of Communications Co (OTCPK:BCMXY) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Bank of Communications Co Net Margin % Related Terms
Bank of Communications Co Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Diversified subindustry, Bank of Communications Co's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Communications Co Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Communications Co's Net Margin % distribution charts can be found below:
* The bar in red indicates where Bank of Communications Co's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Communications Co (BCMXY) has a Net Margin % of 37.72% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Bank of Communications Co and its competitors. This is 12% above median its historical median of 33.56. Over the past decade, Bank of Communications Co's Net Margin % has ranged from 29.99 to 36.27. According to the industry distribution chart, Bank of Communications Co ranks #342 out of 1526 companies in the Banks industry, placing it in the top 22.4%.
Is Bank of Communications Co's Net Margin % too high?
Bank of Communications Co's current Net Margin % of 37.72% is 12% above median its 10-year median of 33.56. Over the past 10 years, this metric has ranged from a low of 29.99 to a high of 36.27. The Banks industry median Net Margin % is 26.97. Bank of Communications Co's value of 37.72% is 39.9% above this industry median. Based on the distribution chart, Bank of Communications Co ranks #342 out of 1526 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank of Communications Co has a GF Score™ of 52/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank of Communications Co's Net Margin % compare to JPM and BAC?
According to the Banks industry distribution chart, Bank of Communications Co ranks #342 out of 1526 companies for Net Margin %. This places Bank of Communications Co in the top 22% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.97. Bank of Communications Co's value of 37.72% is 39.9% above this benchmark. Historically, Bank of Communications Co's own Net Margin % has ranged from 29.99 to 36.27 over the past decade. While the company's 10-year median is 33.56 vs. the industry median of 26.97, Bank of Communications Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.97, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Communications Co's current Net Margin % of 37.72% is 39.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Bank of Communications Co and its competitors. For the Banks industry, the median Net Margin % is 26.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Communications Co's current Net Margin % is 37.72%, which is 12% above median its own 10-year median of 33.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Communications Co stock overvalued right now?
Based on GuruFocus' analysis, Bank of Communications Co (BCMXY) is currently considered Fairly Valued. The stock's GF Value™ is $24.39, compared to a current price of $24.10 — trading 1.2% below its estimated fair value. The current Net Margin % is 37.72%, which is 12% above median its 10-year median of 33.56 and 39.9% above the Banks industry median of 26.97. Bank of Communications Co's overall GF Score™ is 52/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Bank of Communications Co (BCMXY), the current Net Margin % is 37.72% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Communications Co (BCMXY) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Communications Co stock appears to be undervalued.
The current stock price of $24.10 is trading 1.2% below its estimated GF Value™ of $24.39.
GuruFocus considers Bank of Communications Co to be Fairly Valued.
Key valuation signals for BCMXY:
Net Margin %: 37.72% (12% above median its 10-year median of 33.56)
GF Value™: $24.39 vs. price of $24.10 (1.2% below fair value)
Industry Position: 39.9% above the Banks median (#342 of 1526)
No single metric tells the full story. See the BCMXY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Communications stands as the only nationwide state-owned commercial bank headquartered in Shanghai and ranks among China's four oldest financial institutions. Following its 1987 restructuring as the nation's first state-owned shareholding commercial bank, Bocom is now executing a strategic pivot toward becoming a global wealth management institution with integrated operations spanning insurance, brokerage, trust, and asset management.The bank operates a comprehensive financial services platform encompassing corporate finance, personal banking, and money market activities. Bocom plays a strategic role in RMB internationalization as one of the inaugural participants in the Cross-Border Interbank Payment System.
52GF Score
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