CSL Finance (BOM:530067) Moat Score: 0/10 (As of Jul. 26, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:530067 CSL Finance Ltd BOM:530067
71 GF Score
Price ₹215.00
GF Value ₹447.28
Valuation Possible Value Trap
! 7 Warning Signs
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What is CSL Finance Moat Score?

CSL Finance has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

CSL Finance has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes CSL Finance might have No Moat - No discernible moat.

CSL Finance  (BOM:530067) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

CSL Finance Moat Score Related Terms

BOM:530067
71GF Score
CSL Finance Ltd BOM:530067
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is CSL Finance (BOM:530067) Overvalued in 2026?

Based on GuruFocus' analysis, CSL Finance stock appears to be undervalued. The current stock price of ₹215.00 is trading 51.9% below its estimated GF Value™ of ₹447.28. GuruFocus considers CSL Finance to be Possible Value Trap.

Key valuation signals for BOM:530067:

  • Moat Score: 0
  • GF Value™: ₹447.28 vs. price of ₹215.00 (51.9% below fair value)
  • GF Score™: 71/100 with 7 warning signs

No single metric tells the full story. See the BOM:530067 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

CSL Finance Business Description

Other Exchanges CSLFINANCE:India
Address World Trade Tower, 716-717, 7th Floor, Tower B, Sector 16, Noida, UP, IND, 201301
CSL Finance Ltd operates as a non-banking financial institution. The business activity of the company is to offer secured and unsecured lending to small and medium-size business units to fulfil their financial needs. The company's business is classified into two broader segments of SME business and Wholesale business. SME business is mainly focused on micro and small business loans to various business entities, which is secured mostly against self-occupied Residential or Commercial properties. Wholesale business is focused on big ticket size loans for the working capital requirement of businesses. The primary revenue source of the company is interest income. The company operates within India.
71GF Score

Get the complete analysis for BOM:530067

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹215.00
Price
₹447.28
GF Value