CSB Bank (BOM:542867) Moat Score: 0/10 (As of Jul. 29, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:542867 CSB Bank Ltd BOM:542867
62 GF Score
Price ₹339.40
GF Value ₹465.27
Valuation Modestly Undervalued
! 2 Warning Signs
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What is CSB Bank Moat Score?

CSB Bank has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

CSB Bank has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes CSB Bank might have No Moat - No discernible moat.

CSB Bank  (BOM:542867) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

CSB Bank Moat Score Related Terms

BOM:542867
62GF Score
CSB Bank Ltd BOM:542867
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is CSB Bank (BOM:542867) Overvalued in 2026?

Based on GuruFocus' analysis, CSB Bank stock appears to be undervalued. The current stock price of ₹339.40 is trading 27.1% below its estimated GF Value™ of ₹465.27. GuruFocus considers CSB Bank to be Modestly Undervalued.

Key valuation signals for BOM:542867:

  • Moat Score: 0
  • GF Value™: ₹465.27 vs. price of ₹339.40 (27.1% below fair value)
  • GF Score™: 62/100 with 2 warning signs

No single metric tells the full story. See the BOM:542867 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

CSB Bank Business Description

Other Exchanges CSBBANK:India
Address St. Mary’s College Road, P.O. Box No. 502, CSB Bhavan, Thrissur, KL, IND, 680020
CSB Bank Ltd is a private sector bank in India. The bank offers various banking services in four segments such as Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Business. Retail banking providing gold loans, loans against properties, personal loans, housing loans, and agricultural loans, and deposit products such as current accounts, savings accounts, term deposits, and cumulative deposit accounts and generates the majority of revenue from the same.
62GF Score

Get the complete analysis for BOM:542867

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹339.40
Price
₹465.27
GF Value