BCO Mercantil de Investimentos (BSP:BMIN3) Moat Score: 0/10 (As of Jul. 21, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BSP:BMIN3 BCO Mercantil de Investimentos SA BSP:BMIN3
70 GF Score
Price R$21.49
GF Value R$36.36
Valuation Possible Value Trap
! 10 Warning Signs
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What is BCO Mercantil de Investimentos Moat Score?

BCO Mercantil de Investimentos has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

BCO Mercantil de Investimentos has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes BCO Mercantil de Investimentos might have No Moat - No discernible moat.

BCO Mercantil de Investimentos  (BSP:BMIN3) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

BCO Mercantil de Investimentos Moat Score Related Terms

BSP:BMIN3
70GF Score
BCO Mercantil de Investimentos SA BSP:BMIN3
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is BCO Mercantil de Investimentos (BSP:BMIN3) Overvalued in 2026?

Based on GuruFocus' analysis, BCO Mercantil de Investimentos stock appears to be undervalued. The current stock price of R$21.49 is trading 40.9% below its estimated GF Value™ of R$36.36. GuruFocus considers BCO Mercantil de Investimentos to be Possible Value Trap.

Key valuation signals for BSP:BMIN3:

  • Moat Score: 0
  • GF Value™: R$36.36 vs. price of R$21.49 (40.9% below fair value)
  • GF Score™: 70/100 with 10 warning signs

No single metric tells the full story. See the BSP:BMIN3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

BCO Mercantil de Investimentos Business Description

Other Exchanges BMIN4:Brazil
Address Rua Rio de Janeiro 654, 6 Andar, Belo Horizonte, MG, BRA, 30160912
BCO Mercantil de Investimentos SA provides capital financing for productive activities in short, medium and long term projects. It operates as a subsidiary of Banco Mercantil do Brasil S.A.
70GF Score

Get the complete analysis for BSP:BMIN3

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$21.49
Price
R$36.36
GF Value