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What is BCO Mercantil de Investimentos Net Margin %?
BCO Mercantil de InvestimentosBSP:BMIN3 70 Net Margin % is 34.60% as of Mar. 2026, which is 107% above its 10-year median of 16.70. GuruFocus rates BSP:BMIN3 with a GF Score™ of 70/100 and a GF Value™ of R$36.36 (Possible Value Trap). The stock has 10 warning signs investors should review. Among 1,525 Banks companies, BCO Mercantil de Investimentos ranks worse than 76.39% on this metric.
The historical rank and industry rank for BCO Mercantil de Investimentos's Net Margin % or its related term are showing as below:
BSP:BMIN3'
s Net Margin % Range Over the Past 10 Years
Min: -65.38 Med: 16.7 Max: 40.78
Current: 17.54
BSP:BMIN3's Net Margin % is ranked worse than 76.39% of 1525
companies
in the Banks industry
Industry Median: 27.03
vs BSP:BMIN3: 17.54
BCO Mercantil de Investimentos (BSP:BMIN3) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
BCO Mercantil de Investimentos Net Margin % Related Terms
BCO Mercantil de Investimentos Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, BCO Mercantil de Investimentos's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BCO Mercantil de Investimentos Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, BCO Mercantil de Investimentos's Net Margin % distribution charts can be found below:
* The bar in red indicates where BCO Mercantil de Investimentos's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BCO Mercantil de Investimentos (BSP:BMIN3) has a Net Margin % of 34.60% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on BCO Mercantil de Investimentos and its competitors. This is 107% above median its historical median of 16.70. According to the industry distribution chart, BCO Mercantil de Investimentos ranks #1165 out of 1525 companies in the Banks industry, placing it in the top 76.4%.
Is BCO Mercantil de Investimentos' Net Margin % too high?
BCO Mercantil de Investimentos' current Net Margin % of 34.60% is 107% above median its 10-year median of 16.70. The Banks industry median Net Margin % is 27.03. BCO Mercantil de Investimentos' value of 34.60% is 28% above this industry median. Based on the distribution chart, BCO Mercantil de Investimentos ranks #1165 out of 1525 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, BCO Mercantil de Investimentos has a GF Score™ of 70/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does BCO Mercantil de Investimentos' Net Margin % compare to PNC and USB?
According to the Banks industry distribution chart, BCO Mercantil de Investimentos ranks #1165 out of 1525 companies for Net Margin %. This places BCO Mercantil de Investimentos in the lower half of its industry. The industry median Net Margin % is 27.03. BCO Mercantil de Investimentos' value of 34.60% is 28% above this benchmark. While the company's 10-year median is 16.70 vs. the industry median of 27.03, BCO Mercantil de Investimentos has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 27.03, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BCO Mercantil de Investimentos's current Net Margin % of 34.60% is 28% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on BCO Mercantil de Investimentos and its competitors. For the Banks industry, the median Net Margin % is 27.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BCO Mercantil de Investimentos's current Net Margin % is 34.60%, which is 107% above median its own 10-year median of 16.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BCO Mercantil de Investimentos stock overvalued right now?
Based on GuruFocus' analysis, BCO Mercantil de Investimentos (BSP:BMIN3) is currently considered Possible Value Trap. The stock's GF Value™ is R$36.36, compared to a current price of R$21.49 — trading 40.9% below its estimated fair value. The current Net Margin % is 34.60%, which is 107% above median its 10-year median of 16.70 and 28% above the Banks industry median of 27.03. BCO Mercantil de Investimentos' overall GF Score™ is 70/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For BCO Mercantil de Investimentos (BSP:BMIN3), the current Net Margin % is 34.60% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BCO Mercantil de Investimentos (BSP:BMIN3) Overvalued in 2026?
Based on GuruFocus' analysis, BCO Mercantil de Investimentos stock appears to be undervalued.
The current stock price of R$21.49 is trading 40.9% below its estimated GF Value™ of R$36.36.
GuruFocus considers BCO Mercantil de Investimentos to be Possible Value Trap.
Key valuation signals for BSP:BMIN3:
Net Margin %: 34.60% (107% above median its 10-year median of 16.70)
GF Value™: R$36.36 vs. price of R$21.49 (40.9% below fair value)
Industry Position: 28% above the Banks median (#1165 of 1525)
No single metric tells the full story. See the BSP:BMIN3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BCO Mercantil de Investimentos Business Description
BCO Mercantil de Investimentos SA provides capital financing for productive activities in short, medium and long term projects. It operates as a subsidiary of Banco Mercantil do Brasil S.A.
70GF Score
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