CBBI (CBB Bancorp) Moat Score: 4/10 (As of Jul. 03, 2026)


CBBI CBB Bancorp Inc CBBI
69 GF Score
Price $13.17
GF Value $9.74
Valuation Significantly Overvalued
! 4 Warning Signs
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What is CBB Bancorp Moat Score?

CBB Bancorp CBBI +0.61% 69 Moat Score is 4 as of Jul. 03, 2026. GuruFocus rates CBBI with a GF Score™ of 69/100 and a GF Value™ of $9.74 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,611 Banks companies, CBB Bancorp ranks better than 86.22% on this metric.

CBB Bancorp has the Moat Score of 4, which implies that the company might have Narrow Moat - Discernible but modest moat.

CBB Bancorp has Narrow Moat: CBB Bancorp Inc has a modest moat due to its regional market presence and customer loyalty. While it benefits from some economies of scale, it lacks significant network effects or strong brand strength. The company's competitive advantages are discernible but not robust enough to be considered wide.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes CBB Bancorp might have Narrow Moat - Discernible but modest moat.

CBB Bancorp  (OTCPK:CBBI) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

CBB Bancorp Moat Score Related Terms

CBBI vs WRIV, CMRB, FMBM: Moat Score Comparison

For the Banks - Regional subindustry, CBB Bancorp's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

CBB Bancorp Moat Score vs Banks Industry

For the Banks industry and Financial Services sector, CBB Bancorp's Moat Score distribution charts can be found below:

* The bar in red indicates where CBB Bancorp's Moat Score falls into.


CBBI
69GF Score
CBB Bancorp Inc CBBI
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 4 mean?
CBB Bancorp (CBBI) has a Moat Score of 4 as of Jul. 03, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, CBB Bancorp ranks #222 out of 1611 companies in the Banks industry, placing it in the top 13.8%.
Is CBB Bancorp's Moat Score too high?
CBB Bancorp's current Moat Score is 4. Based on the distribution chart, CBB Bancorp ranks #222 out of 1611 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, CBB Bancorp has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CBB Bancorp's Moat Score compare to WRIV and CMRB?
According to the Banks industry distribution chart, CBB Bancorp ranks #222 out of 1611 companies for Moat Score. This places CBB Bancorp in the top 14% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Banks company?
A good Moat Score depends on the Banks industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. CBB Bancorp's current Moat Score is 4. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CBB Bancorp stock overvalued right now?
Based on GuruFocus' analysis, CBB Bancorp (CBBI) is currently considered Significantly Overvalued. The stock's GF Value™ is $9.74, compared to a current price of $13.17 — trading 35.2% above its estimated fair value. The current Moat Score is 4. CBB Bancorp's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For CBB Bancorp (CBBI), the current Moat Score is 4 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CBB Bancorp (CBBI) Overvalued in 2026?

Based on GuruFocus' analysis, CBB Bancorp stock appears to be overvalued. The current stock price of $13.17 is trading 35.2% above its estimated GF Value™ of $9.74. GuruFocus considers CBB Bancorp to be Significantly Overvalued.

Key valuation signals for CBBI:

  • Moat Score: 4
  • GF Value™: $9.74 vs. price of $13.17 (35.2% above fair value)
  • GF Score™: 69/100 with 4 warning signs

No single metric tells the full story. See the CBBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

CBB Bancorp Business Description

Address 3435 Wilshire Boulevard, Suite 700, Los Angeles, CA, USA, 90010
CBB Bancorp Inc is a banking service provider. It offers checking, installment, savings, money market, and certification of deposit accounts, credit, term loans, trade finance, professional loans, business property loans, commercial real estate loans, and construction loans, and debit and credit cards. The bank generates its revenue in the form of interest income.
69GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$13.17
Price
$9.74
GF Value