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CBB BancorpCBBI -0.21%67 Equity-to-Asset is 0.14 as of Jun. 2026, which is 17% above its 10-year median of 0.12. GuruFocus rates CBBI with a GF Score™ of 67/100 and a GF Value™ of $10.37 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,519 Banks companies, CBB Bancorp ranks better than 83.21% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. CBB Bancorp's Total Stockholders Equity for the quarter that ended in Jun. 2026 was $276.63 Mil. CBB Bancorp's Total Assets for the quarter that ended in Jun. 2026 was $1,966.30 Mil.
Therefore, CBB Bancorp's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.14.
The historical rank and industry rank for CBB Bancorp's Equity-to-Asset or its related term are showing as below:
CBBI'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.09 Med: 0.12 Max: 0.15
Current: 0.14
During the past 12 years, the highest Equity to Asset Ratio of CBB Bancorp was 0.15. The lowest was 0.09. And the median was 0.12.
CBBI's Equity-to-Asset is ranked better than 83.21% of 1519
companies
in the Banks industry
Industry Median: 0.1
vs CBBI: 0.14
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
CBB Bancorp Equity-to-Asset Related Terms
CBB Bancorp Equity-to-Asset Historical Data
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The historical data trend for CBB Bancorp's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CBBI vs PBCO, CMRB, PONT: Equity-to-Asset Comparison
For the Banks - Regional subindustry, CBB Bancorp's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CBB Bancorp Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, CBB Bancorp's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where CBB Bancorp's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
CBB Bancorp's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CBB Bancorp (CBBI) has a Equity-to-Asset of 0.14 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on CBB Bancorp and its competitors. This is 17% above median its historical median of 0.12. Over the past decade, CBB Bancorp's Equity-to-Asset has ranged from 0.09 to 0.15. According to the industry distribution chart, CBB Bancorp ranks #255 out of 1519 companies in the Banks industry, placing it in the top 16.8%.
Is CBB Bancorp's Equity-to-Asset too high?
CBB Bancorp's current Equity-to-Asset of 0.14 is 17% above median its 10-year median of 0.12. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 0.15. The Banks industry median Equity-to-Asset is 0.10. CBB Bancorp's value of 0.14 is 40% above this industry median. Based on the distribution chart, CBB Bancorp ranks #255 out of 1519 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, CBB Bancorp has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CBB Bancorp's Equity-to-Asset compare to PBCO and CMRB?
According to the Banks industry distribution chart, CBB Bancorp ranks #255 out of 1519 companies for Equity-to-Asset. This places CBB Bancorp in the top 17% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.10. CBB Bancorp's value of 0.14 is 40% above this benchmark. Historically, CBB Bancorp's own Equity-to-Asset has ranged from 0.09 to 0.15 over the past decade. While the company's 10-year median is 0.12 vs. the industry median of 0.10, CBB Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,519 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CBB Bancorp's current Equity-to-Asset of 0.14 is 40% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on CBB Bancorp and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CBB Bancorp's current Equity-to-Asset is 0.14, which is 17% above median its own 10-year median of 0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CBB Bancorp stock overvalued right now?
Based on GuruFocus' analysis, CBB Bancorp (CBBI) is currently considered Significantly Overvalued. The stock's GF Value™ is $10.37, compared to a current price of $13.88 — trading 33.9% above its estimated fair value. The current Equity-to-Asset is 0.14, which is 17% above median its 10-year median of 0.12 and 40% above the Banks industry median of 0.10. CBB Bancorp's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For CBB Bancorp (CBBI), the current Equity-to-Asset is 0.14 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CBB Bancorp (CBBI) Overvalued in 2026?
Based on GuruFocus' analysis, CBB Bancorp stock appears to be overvalued.
The current stock price of $13.88 is trading 33.9% above its estimated GF Value™ of $10.37.
GuruFocus considers CBB Bancorp to be Significantly Overvalued.
Key valuation signals for CBBI:
Equity-to-Asset: 0.14 (17% above median its 10-year median of 0.12)
GF Value™: $10.37 vs. price of $13.88 (33.9% above fair value)
Industry Position: 40% above the Banks median (#255 of 1519)
No single metric tells the full story. See the CBBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CBB Bancorp Inc is a banking service provider. It offers checking, installment, savings, money market, and certification of deposit accounts, credit, term loans, trade finance, professional loans, business property loans, commercial real estate loans, and construction loans, and debit and credit cards. The bank generates its revenue in the form of interest income.
67GF Score
Get the complete analysis for CBBI
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