CBB BancorpCBBI +0.61%69 Net Margin % is 30.69% as of Mar. 2026, which is 11% above its 10-year median of 27.69. GuruFocus rates CBBI with a GF Score™ of 69/100 and a GF Value™ of $9.74 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,528 Banks companies, CBB Bancorp ranks better than 50.79% on this metric.
Net margin is calculated as Net Income divided by its Revenue. CBB Bancorp's Net Income for the
three
months ended in Mar. 2026 was $5.67 Mil. CBB Bancorp's Revenue for the
three
months ended in Mar. 2026 was $18.47 Mil. Therefore, CBB Bancorp's net margin for the quarter that ended in Mar. 2026 was 30.69%.
The historical rank and industry rank for CBB Bancorp's Net Margin % or its related term are showing as below:
CBBI'
s Net Margin % Range Over the Past 10 Years
Min: 18.84 Med: 27.69 Max: 35.96
Current: 27.05
CBBI's Net Margin % is ranked better than 50.79% of 1528
companies
in the Banks industry
Industry Median: 26.845
vs CBBI: 27.05
CBB Bancorp (OTCPK:CBBI) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
CBB Bancorp Net Margin % Related Terms
CBB Bancorp Net Margin % Historical Data
* Premium members only.
The historical data trend for CBB Bancorp's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, CBB Bancorp's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CBB Bancorp Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, CBB Bancorp's Net Margin % distribution charts can be found below:
* The bar in red indicates where CBB Bancorp's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CBB Bancorp (CBBI) has a Net Margin % of 30.69% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on CBB Bancorp and its competitors. This is 11% above median its historical median of 27.69. Over the past decade, CBB Bancorp's Net Margin % has ranged from 18.84 to 35.96. According to the industry distribution chart, CBB Bancorp ranks #752 out of 1528 companies in the Banks industry, placing it in the top 49.2%.
Is CBB Bancorp's Net Margin % too high?
CBB Bancorp's current Net Margin % of 30.69% is 11% above median its 10-year median of 27.69. Over the past 10 years, this metric has ranged from a low of 18.84 to a high of 35.96. The Banks industry median Net Margin % is 26.85. CBB Bancorp's value of 30.69% is 14.3% above this industry median. Based on the distribution chart, CBB Bancorp ranks #752 out of 1528 companies in the Banks industry, which is above the industry midpoint. Overall, CBB Bancorp has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CBB Bancorp's Net Margin % compare to WRIV and CMRB?
According to the Banks industry distribution chart, CBB Bancorp ranks #752 out of 1528 companies for Net Margin %. This puts CBB Bancorp in the upper half of its industry. The industry median Net Margin % is 26.85. CBB Bancorp's value of 30.69% is 14.3% above this benchmark. Historically, CBB Bancorp's own Net Margin % has ranged from 18.84 to 35.96 over the past decade. While the company's 10-year median is 27.69 vs. the industry median of 26.85, CBB Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.85, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CBB Bancorp's current Net Margin % of 30.69% is 14.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on CBB Bancorp and its competitors. For the Banks industry, the median Net Margin % is 26.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CBB Bancorp's current Net Margin % is 30.69%, which is 11% above median its own 10-year median of 27.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CBB Bancorp stock overvalued right now?
Based on GuruFocus' analysis, CBB Bancorp (CBBI) is currently considered Significantly Overvalued. The stock's GF Value™ is $9.74, compared to a current price of $13.17 — trading 35.2% above its estimated fair value. The current Net Margin % is 30.69%, which is 11% above median its 10-year median of 27.69 and 14.3% above the Banks industry median of 26.85. CBB Bancorp's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For CBB Bancorp (CBBI), the current Net Margin % is 30.69% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CBB Bancorp (CBBI) Overvalued in 2026?
Based on GuruFocus' analysis, CBB Bancorp stock appears to be overvalued.
The current stock price of $13.17 is trading 35.2% above its estimated GF Value™ of $9.74.
GuruFocus considers CBB Bancorp to be Significantly Overvalued.
Key valuation signals for CBBI:
Net Margin %: 30.69% (11% above median its 10-year median of 27.69)
GF Value™: $9.74 vs. price of $13.17 (35.2% above fair value)
Industry Position: 14.3% above the Banks median (#752 of 1528)
No single metric tells the full story. See the CBBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CBB Bancorp Inc is a banking service provider. It offers checking, installment, savings, money market, and certification of deposit accounts, credit, term loans, trade finance, professional loans, business property loans, commercial real estate loans, and construction loans, and debit and credit cards. The bank generates its revenue in the form of interest income.
69GF Score
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Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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