The Commercial Bank (Q.S.C.) (DSMD:CBQK) Moat Score: 0/10 (As of Jul. 21, 2026)

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Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DSMD:CBQK The Commercial Bank (Q.S.C.) DSMD:CBQK
61 GF Score
Price ر.ق4.09
GF Value ر.ق4.69
Valuation Modestly Undervalued
! 4 Warning Signs
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What is The Commercial Bank (Q.S.C.) Moat Score?

The Commercial Bank (Q.S.C.) has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

The Commercial Bank (Q.S.C.) has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes The Commercial Bank (Q.S.C.) might have No Moat - No discernible moat.

The Commercial Bank (Q.S.C.)  (DSMD:CBQK) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

The Commercial Bank (Q.S.C.) Moat Score Related Terms

DSMD:CBQK
61GF Score
The Commercial Bank (Q.S.C.) DSMD:CBQK
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is The Commercial Bank (Q.S.C.) (DSMD:CBQK) Overvalued in 2026?

Based on GuruFocus' analysis, The Commercial Bank (Q.S.C.) stock appears to be undervalued. The current stock price of ر.ق4.09 is trading 12.8% below its estimated GF Value™ of ر.ق4.69. GuruFocus considers The Commercial Bank (Q.S.C.) to be Modestly Undervalued.

Key valuation signals for DSMD:CBQK:

  • Moat Score: 0
  • GF Value™: ر.ق4.69 vs. price of ر.ق4.09 (12.8% below fair value)
  • GF Score™: 61/100 with 4 warning signs

No single metric tells the full story. See the DSMD:CBQK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

The Commercial Bank (Q.S.C.) Business Description

Address East Industrial Street, P.O. Box 3232, Doha, QAT
The Commercial Bank (Q.S.C.) is engaged in conventional banking, brokerage services and the credit card business and operates through its head office, branches and subsidiaries. It provides wholesale and retail banking services across the Middle East. The company operates across four main business segments: 1. Wholesale Banking, 2. Retail Banking, 3. International, 4. Unallocated, Intra - group transactions and others. The company derives the majority of its revenue from the Wholesale Banking, which provides funded and non-funded credit facilities, deposit services, currency exchange, derivative trading, loan syndication, and structured financing to corporate and multinational clients. It also manages money market funds and a proprietary investment portfolio.
61GF Score

Get the complete analysis for DSMD:CBQK

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ق4.09
Price
ر.ق4.69
GF Value