EDNMF (Edenred SE) Moat Score: 6/10 (As of Jul. 07, 2026)


EDNMF Edenred SE EDNMF
73 GF Score
Price $25.20
GF Value $68.03
Valuation Possible Value Trap
! 4 Warning Signs
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What is Edenred SE Moat Score?

Edenred SE EDNMF 73 Moat Score is 6 as of Jul. 07, 2026. GuruFocus rates EDNMF with a GF Score™ of 73/100 and a GF Value™ of $68.03 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 564 Credit Services companies, Edenred SE ranks better than 98.94% on this metric.

Edenred SE has the Moat Score of 6, which implies that the company might have Narrow Moat - Strong narrow moat, clearly distinguishable but not wide.

Edenred SE has Narrow Moat: Edenred SE has a strong brand and network effects in employee benefits and expense management. Its established market position and customer loyalty provide a solid narrow moat.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Edenred SE might have Narrow Moat - Strong narrow moat, clearly distinguishable but not wide.

Edenred SE  (OTCPK:EDNMF) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Edenred SE Moat Score Related Terms

EDNMF vs V, MA, AXP: Moat Score Comparison

For the Credit Services subindustry, Edenred SE's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Edenred SE Moat Score vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Edenred SE's Moat Score distribution charts can be found below:

* The bar in red indicates where Edenred SE's Moat Score falls into.


EDNMF
73GF Score
Edenred SE EDNMF
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 6 mean?
Edenred SE (EDNMF) has a Moat Score of 6 as of Jul. 07, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Edenred SE ranks #6 out of 564 companies in the Credit Services industry, placing it in the top 1.1%.
Is Edenred SE's Moat Score too high?
Edenred SE's current Moat Score is 6. Based on the distribution chart, Edenred SE ranks #6 out of 564 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Edenred SE has a GF Score™ of 73/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Edenred SE's Moat Score compare to V and MA?
According to the Credit Services industry distribution chart, Edenred SE ranks #6 out of 564 companies for Moat Score. This places Edenred SE in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Credit Services company?
A good Moat Score depends on the Credit Services industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Edenred SE's current Moat Score is 6. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Edenred SE stock overvalued right now?
Based on GuruFocus' analysis, Edenred SE (EDNMF) is currently considered Possible Value Trap. The stock's GF Value™ is $68.03, compared to a current price of $25.20 — trading 63% below its estimated fair value. The current Moat Score is 6. Edenred SE's overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Edenred SE (EDNMF), the current Moat Score is 6 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Edenred SE (EDNMF) Overvalued in 2026?

Based on GuruFocus' analysis, Edenred SE stock appears to be undervalued. The current stock price of $25.20 is trading 63% below its estimated GF Value™ of $68.03. GuruFocus considers Edenred SE to be Possible Value Trap.

Key valuation signals for EDNMF:

  • Moat Score: 6
  • GF Value™: $68.03 vs. price of $25.20 (63% below fair value)
  • GF Score™: 73/100 with 4 warning signs

No single metric tells the full story. See the EDNMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Edenred SE Business Description

Address 14-16 Boulevard Garibaldi, Issy-les-Moulineaux, Paris, FRA, 92130
Edenred is a France-listed prepaid corporate services provider operating in 45 countries. The company was listed in 2010 following a spinoff from hotel group Accor. Edenred's main business, Ticket Restaurant, offers prepaid meal vouchers that employers provide their employees as an additional benefit. The company is also involved in other areas, such as prepaid fuel cards and payment and expense management systems. Edenred is also moving beyond its historical services, adding well-being, gift, EV, toll, and business-to-business accounts payable automation services.
73GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$25.20
Price
$68.03
GF Value